tag:blogger.com,1999:blog-85855102456134216402024-02-08T12:37:06.418-08:00Download contoh proposal bisnis dan usaha terlengkap di IndonesiaAnda dapat mendowload dengan bebas semua file yang diberikan disini, beberapa file adalah file bebas internet, beberapa lagi merupakan file dari buku, untuk itu jika anda menyukai tulisannya sebaiknya membeli bukunya. Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comBlogger72125tag:blogger.com,1999:blog-8585510245613421640.post-32663348500659916492014-08-28T23:41:00.001-07:002014-08-28T23:41:16.767-07:00Proposal Bisnis Tahun 2014 TerbaruProposal bisnis terbaru di tahun 2014 ini akan segera dimunculkan.<br />
Admin sedang membuat format yang lebih baik agar lebih enak dibaca dan ditulis ulang.<br />
<br />
Terimakasih atas perhatian Anda.<br />
<br />Salam Sukses dan Jangan takut berbisnis.Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-36377089914408544942013-11-11T17:43:00.005-08:002013-11-11T17:43:44.894-08:00Proposal Bisnis Usaha Kursus Komputer<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt;">Pada suatu daerah terdapat beberapa perumahan baru rata-rata
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tersebut rata-rata diatas 2000 rumah. Pada perumahan yang berumur 7 tahun
dimana rumah yang sudah terisi <u>+</u> 60% dari 2800 rumah yang akan dibangun.
Rumah yang sudah terisi tersebut rata-rata dihuni oleh keluarga baru (baru
menikah) sebagian besar telah mempunyai 1 – 2 anak yang berumur 0 – 5 tahun dan
sebagian lagi berumur 6 - 20 tahun. Diperkirakan pertumbuhan anak-anak di perumahan
tersebut akan terus bertambah hingga perumahan tersebut berumur <u>+</u> 25
tahun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sebagaimana kita ketahui semua orang tua ingin anaknya
cerdas dan pintar. Untuk mencapai keinginan tersebut otomatis ia harus
menyekolahkan anaknya sedini mungkin, agar tidak terlambat dalam pertumbuhan
pribadi anak tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Didalam perumahan ini kami telah berhasil membangun
usaha sekolah Taman Kanak-kanak (TK), Play
Group dan Sekolah Dasar (SD). Dalam perjalanan mengurus sekolah ini banyak para
orang tua menanyakan tentang kegiatan ektrakurikuler, khususnya tentang
pelatihan computer untuk anak-anak sedangkan untuk penambahan biaya pelatihan
ini, mereka tidak keberatan. Hal ini mengingat sekarang merupakan zaman
komputerisasi, mereka tidak mau anaknya ketinggalan tentang pengetahuan
teknologi tinggi tersebut, dan juga pada beberapa sekolah dikota-kota besar sudah
menerapkan pelatihan ini.</span></div>
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<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dengan latar belakang diatas, maka saya merencanakan
untuk membangun kursus/pelatihan computer disekolah SD tempat saya memimpin. Mengingat
dana saya tidak mencukupi untuk membangun gedung Kursus Komputer dan fasilitas
lainnya, saya mengajak rekan-rekan yang mau bermitra dengan saya atau pihak
bank untuk meminjamkan dananya dalam rangka menutupi kekurangan dana investasi
tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Kursus Komputer ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik<span style="mso-tab-count: 1;"> </span>: Ernita P.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemimpin harian<span style="mso-tab-count: 1;"> </span>: Darwin</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: .25in 2.0in 171.0pt; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu dengan<span style="mso-tab-count: 1;"> </span>: 1 orang guru Komputer </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya (Ernita) memimpin
dan mengajar disekolah TK dan Play Group, sedangkan Kursus Komputer akan diklola
oleh Pak Darwin. Untuk lebih jelas tentang <i style="mso-bidi-font-style: normal;">Curriculum
Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 31.050..000
(Tiga puluh satu juta lima
puluh ribu rupiah) berupa kas & bank.</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya yang dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sertifikat tanah, Hak milik</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">IMB (Izin Mendirikan Bangunan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;"></span></b></div>
<a name='more'></a><b> </b><br />
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Produk dan Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kursus Komputer merupakan pelatihan keahlian
komputerisasi untuk anak-anak SD, dengan waktu kursus 1 jam, 2 kali seminggu</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Segmentasi pasar Kursus Komputer ini target utama
dalam pemasarannya adalah sekolah dasar tempat kursus ini dibangun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan Produk</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 12.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Jumlah murid SD yang akan ikut kursus computer dari
kelas 1 hingga kelas 6 dengan rincian sebagai berikut:</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: .25in; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Tingkatan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Jumlah kelas</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Jumlah Murid</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">2 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">80</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">2 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">80</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">1 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">40</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">1 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">40</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">1 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">40</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div class="MsoBodyText3">
<span style="mso-bidi-font-size: 12.0pt;">Kelas-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">1 kelas</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">40</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.85pt;" valign="top" width="97">
<div align="right" class="MsoBodyText3" style="text-align: right;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">Total
</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.05pt;" valign="top" width="96">
<div class="MsoBodyText3">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.55pt;" valign="top" width="101">
<div align="center" class="MsoBodyText3" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">320</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dalam membangun usaha kursus computer ini tidak ada
pesaing (pesaing = 0).</span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Karena tidak ada pesaing maka peluang sama dengan permintaan diatas.
Kursus computer ini merupakan permintaan Captive Market (pasti dibeli/wajib),
maka tingkat hunian (<i style="mso-bidi-font-style: normal;">Running Capacity</i>)
awal tahun beroperasi mencapai 100%.</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Kapasitas Komputer dan biaya
kursus</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Rencana jumlah unit computer untuk kusus ini adalah sebanyak 20 unit, Sedangkan
biaya kursus dikenakan Rp 30.000/bulan atau Rp 360.000/tahun.</span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis (Bersambung)</span></b></div>
<br />
<br />
<br />
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<a href="http://adf.ly/4007118/rumus-ramalan-kursus-komputer-xls" rel="nofollow" target="_blank">Rumus Ramalan Kursus Komputer</a>Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-182954757250987352013-11-10T17:51:00.001-08:002013-11-10T17:51:15.563-08:00Proposal Usaha Bisnis Kursus Bahasa Inggris<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada suatu daerah terdapat beberapa perumahan baru rata-rata
berumur dibawah 9 tahun. Dimana jumlah rumah yang akan dibangun dalam perumahan
tersebut rata-rata diatas 2000 rumah. Pada perumahan yang berumur 7 tahun
dimana rumah yang sudah terisi <u>+</u> 60% dari 2800 rumah yang akan dibangun.
Rumah yang sudah terisi tersebut rata-rata dihuni oleh keluarga baru (baru
menikah) sebagian besar telah mempunyai 1 – 2 anak yang berumur 0 – 5 tahun dan
sebagian lagi berumur 6 – 20 tahun. Diperkirakan pertumbuhan anak-anak di perumahan
tersebut akan terus bertambah hingga perumahan tersebut berumur <u>+</u> 25
tahun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sebagaimana kita ketahui semua orang tua ingin anaknya
cerdas dan pintar. Untuk mencapai keinginan tersebut otomatis ia harus
menyekolahkan anaknya sedini mungkin, agar tidak terlambat dalam pertumbuhan
pribadi anak tersebut, baik itu pendidikan formal ataupun pendidikan non
formal.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dalam komplek tersebut sudah berdiri sebuah sekolah
dasar dengan murid yang cukup ramai. Dan juga dalam komplek tersebut banyak
anak-anak berumur setingkat sekolah dasar.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Diperkirakan permintaan Kursus Bahasa Inggris untuk
anak-anak di perumahan tersebut cukup besar, apalagi perumahan tersebut belum
terisi penuh. Sehingga diperkirakan pertumbuhan jumlah anak-anak diperumahana
tersebut sangat tinggi.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dengan latar belakang diatas, maka saya merencanakan
untuk membangun Kursus Bahasa Inggris diperumahan tersebut, yang lokasinya
tidak jauh dari sekolah dasar tersebut. Kebetulan dilokasi tersebut ada rumah
yang dikontrakan dan saya telah membayar Down payment untuk mengontrak rumah
tersebut. Mengingat dana saya tidak mencukupi untuk membangun usaha Kursus
Bahasa Inggris tersebut, saya mengajak rekan-rekan yang mau bermitra dengan
saya atau pihak bank untuk meminjamkan dananya dalam rangka menutupi kekurangan
dana investasi tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Proyek usaha Kursus Bahasa Inggris ini merupakan
usaha perorangan, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik &
Pimpinan<span style="mso-tab-count: 1;"> </span>: Sandrina</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: .25in 2.0in 171.0pt; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu dengan<span style="mso-tab-count: 1;"> </span>: 6 orang guru dan 2 orang
karyawan lainnya</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih
mengelola dan mengajar bahasa inggris ditempat lain. Sedangkan Kursus Bahasa
Inggris akan dipimpin oleh saya sendiri dan saya akan berhenti bekerja, jika
usaha ini sudah mulai berjalan. Untuk lebih jelas tentang <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 4.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah
disetorkan sebesar Rp 5.400.000 (Lima
juta empat ratus ribu rupiah) berupa Kas & Bank.</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya yang dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<br />
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;"></span></b></div>
<a name='more'></a><br />
<br />
<br />
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<br />
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Produk dan Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kursus Bahasa Inggris merupakan tempat pelatihan
ketrampilan berbahasa inggris khusus untuk anak-anak sekolah dasar. Lama kursus
1 jam 2 kali seminggu.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Segmentasi pasar Kursus Bahasa Inggris ini adalah anak-anak
di perumahan ini dan beberapa perumahan tetangga.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan Produk</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 12.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dari data yang diperoleh pada kelurahan setempat
bahwa jumlah anak-anak saat ini diperumhana tersebut adalah:</span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: 4.25pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; width: 535px;">
<tbody>
<tr style="height: 13.5pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td colspan="2" nowrap="" rowspan="2" style="border-bottom: double black 2.25pt; border-left: double windowtext 2.25pt; border-right: none; border-top: double windowtext 2.25pt; height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 108.35pt;" width="144">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">ITEM</span></b></div>
</td>
<td colspan="6" nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: solid windowtext 1.0pt; border-right: double black 2.25pt; border-top: double windowtext 2.25pt; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-right-alt: double black 2.25pt; mso-border-top-alt: double windowtext 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 293.0pt;" valign="bottom" width="391">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">Umur (Tahun)</span></b></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 1;">
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: double windowtext 2.25pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">6 - 7</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: double windowtext 2.25pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">7 - 8</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: double windowtext 2.25pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">8 - 9</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: double windowtext 2.25pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 50.55pt;" valign="bottom" width="67">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">9 - 10</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: double windowtext 2.25pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.05pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">10 - 11</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: double windowtext 2.25pt; border-left: none; border-right: double windowtext 2.25pt; border-top: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.1pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">11 - 12</span></i></b></div>
</td>
</tr>
<tr style="height: 13.5pt; mso-yfti-irow: 2;">
<td colspan="2" nowrap="" style="border-left: double windowtext 2.25pt; border: none; height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 108.35pt;" valign="bottom" width="144">
<div class="MsoNormal">
<b><span style="font-family: "Arial","sans-serif";">Historikasl</span></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 50.55pt;" valign="bottom" width="67">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.05pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: double windowtext 2.25pt; border-top: none; height: 13.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: double windowtext 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.1pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
</tr>
<tr style="height: 25.5pt; mso-yfti-irow: 3;">
<td nowrap="" rowspan="3" style="border-left: double windowtext 2.25pt; border: solid windowtext 1.0pt; height: 25.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: double windowtext 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 52.5pt;" width="70">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">Tahun-0</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.85pt;" valign="bottom" width="74">
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";">Penduduk
Lama</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">223</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">212</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">208</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 50.55pt;" valign="bottom" width="67">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">99</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.05pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">93</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: double windowtext 2.25pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: double windowtext 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.1pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">95</span></div>
</td>
</tr>
<tr style="height: 25.5pt; mso-yfti-irow: 4;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.85pt;" valign="bottom" width="74">
<div class="MsoNormal">
<span style="font-family: "Arial","sans-serif";">Penduduk
Baru</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">19</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">15</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">13</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 50.55pt;" valign="bottom" width="67">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">11</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.05pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">15</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: double windowtext 2.25pt; border-top: none; height: 25.5pt; mso-border-bottom-alt: solid windowtext .5pt; mso-border-right-alt: double windowtext 2.25pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.1pt;" valign="bottom" width="81">
<div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-family: "Arial","sans-serif";">18</span></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td nowrap="" style="border-right: solid windowtext 1.0pt; border: none; height: 15.75pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.85pt;" valign="bottom" width="74">
<div align="right" class="MsoNormal" style="text-align: right;">
<b><span style="font-family: "Arial","sans-serif";">Total</span></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: solid windowtext 1.0pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">242</span></i></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 15.75pt; mso-border-bottom-alt: solid windowtext 1.0pt; mso-border-right-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 40.1pt;" valign="bottom" width="53">
<div align="center" class="MsoNormal" style="text-align: center;">
<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">227</span></i></b></div>
</td>
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<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">221</span></i></b></div>
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<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">110</span></i></b></div>
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<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">108</span></i></b></div>
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<td nowrap="" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: double windowtext 2.25pt; border-top: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.1pt;" valign="bottom" width="81">
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<b><i><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">113</span></i></b></div>
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<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pertumbuhan anak-anak dari penghuni lama
diperkirakan <u>+</u> 14% pertahun, sedangkan untuk pendatang baru 3,5% untuk
umur 6-7 tahun, 3,5% umur 7-8 tahun, 3% umur 8-9 tahun, 2% umur 9-10 tahun, 2%
umur 10-11 tahun, dan 1,5% umur 11-12 tahun (lihat rumus ramalan dalam CD).</span></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Ramalan.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dari data yang diperoleh dikelurahan, maka dapat
kami ramalkan perkiraan pertumbuhan anak-anak diperumahan tersebut (lihat
Tabel). </span></div>
<br />
<br />
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<a href="http://adf.ly/4007118/rumus-kursus-bahasa-inggris-xls" rel="nofollow" target="_blank">Excel Rumus Kursus Bahasa Inggris</a>Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-68797410658105891372013-11-07T18:03:00.000-08:002013-11-07T18:05:08.119-08:00Proposal Usaha Kontraktor Bangunan (Sipil)<!--[if gte mso 9]><xml>
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<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada suatu propinsi dimana perkembangan bisnis dan
industri disana sangat maju pesat, dikarenakan pemerintah daerah tersebut
mengeluarkan undang-undang atau peraturan yang meringankan bagi pengusaha. Juga
mampu mengundang investor dari dalam ataupun luar negeri untuk berinvestasi
disana. Pengusaha-pengusaha yang berinvestasi disana merupakan pengusaha kelas
kakap, sehingga banyak wirausaha-wirausaha muda membangun usaha kecil-kecilan
untuk memenuhi dan melengkapi kebutuhan-kebutuhan perusahaan besar disana.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Salah satunya adalah usaha kontraktor bangunan.
Pesatnya kemajuan bisnis dipropinsi ini dan diperkirakan akan terus berdatangan
pengusaha-pengusaha baru lainnya, maka mereka memerlukan untuk dibangunkan
tempat usaha dan tempat tinggal mereka.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Hal terlihat dipusat kota beberapa gedung sedang dibangun, begitu
juga di beberapa kawasan industri yang ada di propinsi tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Kontraktor Sipil (Bangunan). Mengingat
keterbatasan dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam
dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Kontraktor Sipil (Bangunan) ini merupakan
usaha berbentuk badan hukum CV, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Dayat S.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 8 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya telah dan
masih buka usaha Kontraktor Sipil (Bangunan) dikota lain, mengingat beberapa
bulan terakhir saya mendaptkan proyek dikota ini cukup banyak dan hasil
penyelidikan saya, bahwa kota
ini prospek mendapatkan proyek sangat menjanjikan. Untuk lebih jelas tentang riwayat
hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV)
saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoTitle" style="margin-right: 2.25pt; text-align: justify;">
Modal dasar
usaha dan telah disetorkan sebesar <span style="mso-bidi-font-weight: bold;">Rp 59.240.000
(lima puluh
sembilan juta dua ratus empat puluh ribu rupiah)</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIBP (Sertifikat Izin Bekerja Perencanan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akte Pendirian Perusahaan dan Pengesahan Kehakiman</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Izin Praktek</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sertifikat rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span><br />
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> </span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b><br />
<br />
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;"></span></b><br />
<a name='more'></a><b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;"> </span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah membangun bangunan tempat
usaha atau tempat tinggal baik dengan sistem borongan atau jasa (upah) saja
sedangkan material dibeli sendiri oleh pemiliknya. <b style="mso-bidi-font-weight: normal;">Prinsip usaha ini</b> sebenarnya adalah menjual waktu tenaga kerja
lapangan atau disebut <b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">mandays </i></b>dan dihitung atau
dialokasikan k<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">e permeter persegi bangunan.</i></b> Harga jual mandays dihitung
berdasarkan gaji pokok + biaya operasional yang dialokasikan + keuntungan +
faktor keamanan. Sehingga makin banyak orang lapangan bekerja atau proyek yang
didapat makin rendah biaya operasional yang dibebankan ke , begitu juga
sebaliknya. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Sebagai
contoh:</span></b></div>
<span style="font-size: 12.0pt;"> </span><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="font-size: large;"><b>Download versi lengkap proposal dan studi kelayakan bisnis usaha kontraktor sipil / bangunan : </b></span></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
</div>
<br />
<a href="http://adf.ly/4007118/kontraktor-bangunan-xls" rel="nofollow" target="_blank">Proposal kontraktor bangunan.xls</a><br />
<a href="http://adf.ly/4007118/kontraktor-bangunan-doc" rel="nofollow" target="_blank">Proposal kontraktor bangunan.doc</a>Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-78806840071051699532013-11-06T18:22:00.002-08:002013-11-06T18:22:35.861-08:00Proposal Usaha Kontraktor Mekanikal Elektronik<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada suatu propinsi dimana perkembangan bisnis dan
industri disana sangat maju pesat, dikarenakan pemerintah daerah tersebut
mengeluarkan undang-undang atau peraturan yang meringankan bagi pengusaha. Juga
mampu mengundang investor dari dalam ataupun luar negeri untuk berinvestasi
disana. Pengusaha-pengusaha yang berinvestasi disana merupakan pengusaha kelas
kakap, sehingga banyak wirausaha-wirausaha muda membangun usaha kecil-kecilan
untuk memenuhi dan melengkapi kebutuhan-kebutuhan perusahaan besar disana.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Salah satunya adalah usaha kontraktor Mekanikal dan
Elektrikal. Meningkatnya pertumbuhan industri dan gedung-gedung tinggi
perkantoran, serta perhotelan dipropinsi ini. Dimana mereka memerlukan tenaga
kerja atau kontraktor untuk memasang jaringan dan peralatan elektrikal,
mekanikal yang merupakan fasilitas utama, pendukung, dan utilitas untuk
mengoperasikan mesin produksi mereka.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga permintaan jasa kontraktor Mekanikal dan
Elektrikal disana sangat besar dan terus meningkat. Hal ini menimbulkan
inspirasi saya untuk membangun usaha kontraktor Mekanikal dan Elektrikal di
propinsi tersebut</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Kontraktor Mekanikal-Elektrikal.
Mengingat keterbatasan dana dalam membangun usaha tersebut, saya bermaksud
untuk meminjam dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Kontraktor Mekanikal-Elektrikal ini merupakan
usaha berbentuk badan hukum CV, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Dayat S.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 8 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya telah dan
masih buka usaha Kontraktor Mekanikal-Elektrikal dikota lain, mengingat
beberapa bulan terakhir saya mendaptkan proyek dikota ini cukup banyak dan
hasil penyelidikan saya, bahwa kota
ini prospek mendapatkan proyek sangat menjanjikan. Untuk lebih jelas tentang riwayat
hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV)
saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoTitle" style="margin-right: 2.25pt; text-align: justify;">
Modal dasar
usaha dan telah disetorkan sebesar <span style="mso-bidi-font-weight: bold;">Rp 59.240.000
(lima puluh
sembilan juta dua ratus empat puluh ribu rupiah)</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIBP (Sertifikat Izin Bekerja Perencanan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akte Pendirian Perusahaan dan Pengesahan Kehakiman </span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Izin Praktek</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah memasang jaringan listrik dan
peralatannya (Panel Distribusi, Capasitor bank, dan lain-lain), mesin-mesin
mekanikal (Lift, genset, industri, dan lain-lain), baik itu secara borongan
atau jasanya saja. <b style="mso-bidi-font-weight: normal;">Prinsip usaha ini</b>
sebenarnya adalah menjual waktu tenaga kerja lapangan atau disebut <b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">mandays.</i></b>
Harga jual manday dihitung berdasarkan gaji pokok + biaya operasional yang
dialokasikan + keuntungan + faktor keamanan. Sehingga makin banyak orang
lapangan bekerja atau proyek yang didapat makin rendah biaya operasional yang
dibebankan, begitu juga sebaliknya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Perhitungan proyek didasarkan:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Jumlah pemasangan
titik lampu dan stop kontak</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Lamanya
pemasangan mesin-mesin dan perlatan Mekanikal-Elektrikal</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Harga jual dan harga pokok dihitung berdasarkan jumlah
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">man
days</i></b> yang digunakan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Sebagai
contoh:</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pemasangan listrik pada suatu rumah dengan jumlah
titik lampu 32 unit, titik lampu dapat pasang 1 hari sebanyak 4 titik, sehingga
waktu untuk pemasangan titik lampu adalah 32 : 4 = 8 hari.</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.85pt;" valign="top" width="105">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">No</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.3pt;" valign="top" width="82">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Item</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.8pt;" valign="top" width="88">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Jumlah<br />
(Orang)<br />
A</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.8pt;" valign="top" width="109">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Upah perhari <br />
(Rp)<br />
B</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 87.35pt;" valign="top" width="116">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<i style="mso-bidi-font-style: normal;"><span style="font-size: 12.0pt;">Man days</span></i><span style="font-size: 12.0pt;"> digunakan<br />
(hari)<br />
C</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Total biaya<br />
(Rp)<br />
AxBxC</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.85pt;" valign="top" width="105">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.3pt;" valign="top" width="82">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mandor</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.8pt;" valign="top" width="88">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.8pt;" valign="top" width="109">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">75.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 87.35pt;" valign="top" width="116">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">300.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.85pt;" valign="top" width="105">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.3pt;" valign="top" width="82">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mekanik</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.8pt;" valign="top" width="88">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.8pt;" valign="top" width="109">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 87.35pt;" valign="top" width="116">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">400.000</span></div>
</td>
</tr>
<tr style="height: 18.85pt; mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.85pt;" valign="top" width="105">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.3pt;" valign="top" width="82">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kenek</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.8pt;" valign="top" width="88">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.8pt;" valign="top" width="109">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">40.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 87.35pt;" valign="top" width="116">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 18.85pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">640.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 140.15pt;" valign="top" width="187">
<div align="right" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: right;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.8pt;" valign="top" width="88">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.8pt;" valign="top" width="109">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 87.35pt;" valign="top" width="116">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">20</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">1.340.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5; mso-yfti-lastrow: yes;">
<td colspan="3" style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 205.95pt;" valign="top" width="275">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Faltor
keterlambatan 10%</span></b></div>
</td>
<td colspan="2" style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 169.15pt;" valign="top" width="226">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">1.340.000
x 110%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 86.15pt;" valign="top" width="115">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">1.474.000</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Operasional Kantor:</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 456px;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 27.6pt;" valign="top" width="37">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">No</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 183.9pt;" valign="top" width="245">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Item</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" valign="top" width="174">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Biaya /bulan<br />
(Rp)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 27.6pt;" valign="top" width="37">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 183.9pt;" valign="top" width="245">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Biaya General Administration</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" valign="top" width="174">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: .3in; margin-top: 0in; text-align: center;">
<span style="font-size: 12.0pt;">5.000.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 27.6pt;" valign="top" width="37">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 183.9pt;" valign="top" width="245">
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Marketing</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" valign="top" width="174">
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: .3in; margin-top: 0in; text-align: center;">
<span style="font-size: 12.0pt;">2.500.000</span></div>
</td>
</tr>
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<td colspan="2" style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 211.5pt;" valign="top" width="282">
<div align="right" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: right;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" valign="top" width="174">
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<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">7.500.000</span></b></div>
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</tr>
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<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Keterangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Jika punya 1
proyek, maka <b style="mso-bidi-font-weight: normal;">Harga Pokok Jasa</b>
per-mandays adalah: <br />
= ((1.474.000 x 1 proyek) + 7.500.000)) : (20 x 1 proyek) = <b style="mso-bidi-font-weight: normal;"><u>Rp 698.700</u></b> per-mandays. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list 22.5pt; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Jika punya 10
proyek, maka <b style="mso-bidi-font-weight: normal;">Harga Pokok Jasa</b>
per-mandays adalah: <br />
= ((1.474.000 x 10 proyek) + 7.500.000)) : (20 x 10 proyek) = <b style="mso-bidi-font-weight: normal;"><u>Rp 111.200</u></b> per-mandays. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 22.5pt; margin-right: 0in; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt;">(<b style="mso-bidi-font-weight: normal;"><u>catatan:</u></b> untuk perhitungan biaya
operasional seperti diatas, anda harus dapat proyek dengan jumlah mandays
minimal 100 manday perbulan,)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi usaha ini adalah para pengusaha yang akan
membangun fisik usahanya di propinsi ini.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan (bersambung)</span></u></b></div>
<br />
<br />
<span style="font-size: large;"><b>Download versi lengkap : </b></span><br />
<br />
<a href="http://adf.ly/4007118/kontraktor-mekanikal-xls" rel="nofollow" target="_blank">Proposal Usaha Kontraktor Mekanikal Elektronik (ME).xls</a><br />
<a href="http://adf.ly/4007118/kontraktor-mekanikal-doc" rel="nofollow" target="_blank">Proposal Usaha Kontraktor Mekanikal Elektronik (ME).doc</a>Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-83451172325357008992013-10-13T19:55:00.000-07:002013-10-29T18:45:49.471-07:00Proposal Usaha Kontraktor & Desain Interior-Exterior<!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves/> <w:TrackFormatting/> <w:PunctuationKerning/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF/> <w:LidThemeOther>EN-US</w:LidThemeOther> <w:LidThemeAsian>X-NONE</w:LidThemeAsian> <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript> <w:Compatibility> <w:BreakWrappedTables/> <w:SnapToGridInCell/> <w:WrapTextWithPunct/> <w:UseAsianBreakRules/> <w:DontGrowAutofit/> <w:SplitPgBreakAndParaMark/> <w:DontVertAlignCellWithSp/> <w:DontBreakConstrainedForcedTables/> <w:DontVertAlignInTxbx/> <w:Word11KerningPairs/> <w:CachedColBalance/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="--"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><br />
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<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sudah mulai baiknya ekonomi Indonesia dan mulainya para pengusaha membuka kantor baru atau memperluas ruang kantor di gedung-gedung atau ruko-ruko yang mereka sewa. Agar suasana kantor yang mereka akan tempati lebih nyaman, efisien, dan aliran manusia lebih efektif. Maka mereka memerlukan orang yang ahli di bidang tersebut, untuk mendesain interior & exteriorya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saya adalah seorang desainer interior & exterior. Dulu saya pernah membuka usaha ini, karena Indonesia terkena krisis ekonomi maka usaha tersebut saya tutup dan saya beralih ke usaha yang lain. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Selain menjalankan usaha lain ini, saya tetap mencari order / proyek desain interior & exterior. Dari sinilah saya mengetahui bahwa saat ini permintaan akan jasa ini terus meningkat, bahkan beberapa proyek yang saya dapat di alihkan ke rekan saya, karena kurangnya tenaga kerja. Hal ini sudah berjalan hampir 1 tahun. Sehingga saya memutuskan untuk membangun usaha ini lagi dan merekrut beberapa karyawan serta mengontrak tempat usaha.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
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<span style="font-size: 12.0pt;">Dengan latar belakang tersebut, saya merencanakan akan membangun usaha kontraktor dan desain interior & exterior, mengingat </span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">dana saya tidak mencukupi untuk membangun usaha tersebut, saya mengajak rekan-rekan yang mau bermitra dengan saya atau pihak bank untuk meminjamkan dananya dalam rangka menutupi kekurangan dana investasi tersebut.</span><span style="font-size: 12.0pt;"></span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha jasa Kontraktor & Desain Interior-Exterior ini merupakan usaha berbentuk badan hokum atau CV, dimana pengurus usaha adalah:</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik / Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Dadang S. </span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total Karyawan<span style="mso-tab-count: 1;"> </span>: <span style="mso-spacerun: yes;"> </span>14 Orang</span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Sebelumnya saya merupakan seorang ahli desainer Interior-Exterior dan pernah membuka usaha ini. Saat ini saya mempunyai beberapa usaha lain dimana pemilik dan pengurusnya adalah saya dan istri saya. Untuk lebih jelas tentang <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
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<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 74.660.000 (Tujuh puluh empat juta enam ratus enam puluh ribu rupiah):</span></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki dan Photo Copinya yang dilampirkan dalam proposal ini adalah:</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akta pendirian dan pengesahannya</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat izin Usaha Pengusaha)</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIBP (Surat Izin Bangun Pembangunan)</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
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<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk & Segmentasi</span></u></b></div>
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<span style="font-size: 12.0pt;">Produk usaha ini adalah mendesain dan membangun interior dan exterior kantor, sehingga kantor tersebut enak dipandang, nyaman, dan effisiennya aliran manusia, barang dan informasi dikantor tersebut.</span></div>
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<span style="font-size: 12.0pt;">Sedangkan segmntasi usaha ini adalah para pengusaha yang akan membuka kantor baru atau perluaan kantor pada gedung perkantoran, ruko-ruko, dan rumah yang mereka jadikan kantor.</span></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
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<span style="font-size: 12.0pt;">3 bulan terakhir ini saya mendapatkan order sebesar Rp 200.000.000 atau Rp 66.000.000 perbulan. hal ini saya jalankan hanya sambilan. Dengan membuka kantor dan merekrut tenaga kerja diperkirakan besarnya proyek yang akan didapat lebih dari 150.000.000 perbulan.</span><br />
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<span style="font-size: 12.0pt;"></span><br />
<a name='more'></a></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
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<span style="font-size: 12.0pt;">Pesaing usaha ini cukup banyak, tapi permintaan pasar terus meningkat, maka usaha ini akan terus berkembang bersama sesuai dengan perkembangan ekonomi di Indonesia. Sehingga pesaing dianggap tidak ada untuk 1 hingga 2 tahun kedepan.</span></div>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
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<span style="font-size: 12.0pt;">Karen pesaing dianggap tidak ada, maka peluang sama dengan permintaan. Sehingga proyeksi omset dapat dilihat dibawah ini [bersambung]</span></div>
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<br /></div>
<div class="MsoNormal" style="margin-bottom: 6pt; text-align: left;">
<b>Download versi lengkap Proposal Usaha Kontraktor & Desain Interior-Exterior :</b></div>
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<u><b><a href="http://www.mediafire.com/?35jsa09ina1ixzv" rel="nofollow" target="_blank">Perhitungan Rumus Usaha Jasa Kontraktor & Desain Interior Exterior</a> </b></u></div>
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<b><a href="http://www.mediafire.com/?y2m0xdramaa1ddp" rel="nofollow" target="_blank">Proposal Usaha Jasa Kontraktor & Design Interior Exterior</a> </b></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-12642974988285761062013-09-08T19:22:00.002-07:002013-10-31T18:50:03.991-07:00Proposal Usaha Jasa Event Organizer (EO)<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada suatu propinsi dimana perkembangan bisnis dan
industri disana sangat maju pesat, dikarenakan pemerintah daerah tersebut
mengeluarkan undang-undang atau peraturan yang meringankan bagi pengusaha. Juga
mampu mengundang investor dari dalam ataupun luar negeri untuk berinvestasi
disana. Pengusaha-pengusaha yang berinvestasi disana merupakan pengusaha kelas
kakap, sehingga banyak wirausaha-wirausaha muda membangun usaha kecil-kecilan
untuk memenuhi dan melengkapi kebutuhan-kebutuhan perusahaan besar disana.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Salah satunya adalah usaha Event Organizer (EO).
Banyaknya indutri yang telah beroperasi dan mereka sudah mulai mempromosikan
produknya baik dengan iklan ataupun membuat acara-acara yang mengundang
masyarakat tertentu, baik yang dilakukan dikota tersebut atau kebeberapa kota lainnya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat kegiatan tersebut bukan kegiatan rutinitas
dan sibuknya karyawan perusahaan tersebut, serta agar kegiatan promosi tersebut
berhasil sesuai dengan rencana, maka mereka memerlukan suatu organisasi yang
professional dan sangat berpengalaman dibidang tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga didaerah tersebut sangat banyak permintaan
akan jasa penyelenggaraan Event Organisasi yang professional. Mengingat saya
mempunyai ke ahlian dan berpangalaman dibidang EO tersebut dan telah mendapat
beberapa order EO dikota tersebut. Maka saya merencanakan akan membuka usaha
Event Organisasi dikota ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Event Organizer (EO). Mengingat
keterbatasan dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam
dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Event Organizer (EO) ini merupakan usaha berbentuk
Badan Hukum CV, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 12 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada perusahaan Event Organizer dikota lain.. Untuk lebih jelas tentang riwayat
hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV)
saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 312.498.000
(Tiga ratus dua belas juta empat ratus sembilan puluh delapan ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akta Pendirian Perusahaan dan pengesahaannya</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah jasa penyelanggaraan:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Acara kegiatan
manggung yang mempromosikan produk</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Acara seminar
yang mengundang orang tertentu untuk memperkenalkan produknya</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Acara rapat atau
seminar perusahaan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan system pembayaran pada umumnya DP 10% dan
sisanya dibayar 1 bulan setelah acara selesai (setelah hari H).</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi usaha ini adalah perusahaan yang berlokasi
dipropinsi tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tiga bulan terakhir saya telah mendapatkan 4 proyek EO
di propinsi ini, hal ini disebabkan informasi dari rekan saya yang bekerja
didaerah ini. Diperkirakan jika membuka usaha EO dikota ini akan mendapatkan
rata-rata 4 – 5 proyek perbulan dengan nilai rata-rata perproyek sebesar Rp
250.000.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dikota tersebut sring diadakan kegiatan atau acara
manggung untuk promosi suatu produk, tapi diselenggarakn oleh mereka sendiri
dan kurang professional, sehingga hasilnya tidak sesuai dengan rencana.
Sedangkan EO yang professional belum ada dikota tersebut dan dianggap tidak ada
pesaing.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat tidak ada pesaing dikota tersebut, maka
peluang sama dengan permintaan, sehingga proyeksi omset perusahaan EO ini
adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 9;"> </span>bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" width="101"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Proyek</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Nilai Proyek<br />
(Rp 000)</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Total<br />
(Rp 000)</span></div>
</td>
<td colspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 141.8pt;" width="189"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Peluang</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" width="94"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Komisi<br />
(%)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Pendapatan<br />
(Rp 000)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">500.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">100.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">750.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">150.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">750.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">150.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.000.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">200.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.000.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">200.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.000.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">200.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.250.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.85pt;" valign="top" width="94"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 70.95pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">250.000</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Rencana Event Organizer (EO) ini akan dibuka di tengah
kota pada
propinsi tersebut. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Ruko 1 tahun <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>25.000.000</a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari 2 unit x @ Rp 750.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kursi 10 unit x @ Rp 100.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Filing cabinet 2 Unit x @ Rp 350.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>700.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja 3 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>750.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Komputer & Printer 1 unit x Rp 5.000.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Komputer Note Book 1 unit x Rp 10.000.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>10.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>LCD Projector 1 unit x @ Rp 15.000.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>15.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil 1 unit x Rp 75.000.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>75.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Motor 1 unit x @ Rp 12.000.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>12.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>151.450.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Event Organizer (EO) ini
sebesar Rp 1.202.638.000, dengan rincian sebagai berikut:</div>
<br />
<br />
<div style="text-align: left;">
<b>Download versi lengkap proposal usaha jasa event organizer (EO) :</b></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/jasa-event-organizer-eo-xls" rel="nofollow" target="_blank">Perhitungan rumus jasa event organizer EO .xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/jasa-event-organizer-eo-doc" rel="nofollow" target="_blank">Proposal dan studi kelayakan bisnis jasa event organizer EO .doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-91005745832054532422013-09-05T19:03:00.000-07:002013-10-31T18:50:33.997-07:00Proposal Usaha Jasa Desain Grafis<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt;">Pada suatu propinsi dimana perkembangan bisnis dan
industri disana sangat maju pesat, dikarenakan pemerintah daerah tersebut
mengeluarkan undang-undang atau peraturan yang meringankan bagi pengusaha. Juga
mampu mengundang investor dari dalam ataupun luar negeri untuk berinvestasi
disana. Pengusaha-pengusaha yang berinvestasi disana merupakan pengusaha kelas
kakap, sehingga banyak wirausaha-wirausaha muda membangun usaha kecil-kecilan
untuk memenuhi dan melengkapi kebutuhan-kebutuhan perusahaan besar disana.</span></div>
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<span style="font-size: 12.0pt;">Salah satunya adalah usaha desain grafis. Permintaan
akan jasa desain grafis sangat tinggi disana. Hal ini terlihat pada komunitas
desain grafis, dimana jam operasi mereka makin panjang yang diakibatkan banyaknya
order atau proyak yang mereka dapat, sehingga mereka buka lebih pagi tutup
lebih malam.</span></div>
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<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
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<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Desain Grafis. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Desain Grafis ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Sayful s.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 3 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saya merupakan seorang
desain grafis yang saat ini bekerja pada perusahaan percetakan besar. Setelah
saya mengikuti seminar motivator tentang wirausaha, saya tertarik untuk membuka
usaha sendiri. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoTitle" style="margin-right: 2.25pt; text-align: justify;">
Modal dasar
usaha dan telah disetorkan sebesar <span style="mso-bidi-font-weight: bold;">Rp 11.233.000
(Sebelas juta dua ratus tiga puluh tiga ribu rupiah)</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Izin Praktek</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Motor</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah mendesain suatu logo
perusahaan, sampul buku, kop surat,
poster, banner, spanduk, kartu nama, undangan, dan sebagainya. Dalam mendesain
umumnya menggunakan program computer, seperti: free hand atau coral draw, photo
shop.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Biaya desain tergantung tingkat kesulitan dan lamanya
mendesain, tapi standar desain, seperti: desain undangan standar dengan waktu <u>+</u>
1 jam, dikenakan biaya Rp 25.000. Poster dengan tingkat kesulitan sedang Rp
150.000 dengan waktu pengerjaan <u>+</u> 3 jam.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan segmentasi pasarnya adalah para usahawan dan
masyarkat propinsi tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survey kekios yang ada, rata-rata omset
mereka perhari sebesar Rp 275.000 atau 22 hari x Rp 275.000 = Rp 6.050.000
perbulan untuk satu unit computer (1 desainer). Setiap kios rata-rata memiliki
3 unit computer dan desainer.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada komunitas desain grafis , printing, dan sablon
tersebut, terdapat 4 kios desainer atau 12 desainer. Dengan tambahnya 1 pemain
baru, maka total pemain ada 5 kios atau 5 kios x 3 desainer = 15 desainer.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka omset
rata-rata perkios adalah</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Omset pemain lama:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Rp 6.050.000 x 12 desainer : 4 kios = Rp
18.150.000/kios</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Omset rata-rata saat ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Rp 18.150.000 x 4 : 5 = <b style="mso-bidi-font-weight: normal;"><u>Rp 14.520.000 </u></b></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sebagai pemain baru yang belum mempunyai pelanggan dan
berkembangnya bisnis di propinsi tersebut maka, proyeksi omset usaha desain
baru adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 6;"> </span>Bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Omset<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">10,890</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">75.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">13,068</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">90.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">14,520</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">17,424</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">120.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">18,876</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">130.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">19,602</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">135.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">20,328</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">140.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">21,054</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">145.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">21,780</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">150.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">22,506</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">155.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">23,232</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">160.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">23,958</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">165.00%</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Rencana Desain Grafis ini akan dibuka dekat dengan
komunitas desainer tersebut. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Kios 1 tahun<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>7.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Komputer 3 unit x @Rp<span style="mso-spacerun: yes;">
</span>3.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>10.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Printer photo 1 unit x @ Rp 1.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja kerja & Kursi 4 unit x @ Rp 350.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.400.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kursi Plastik 6 unit x @ Rp 25.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>21.050.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Desain Grafis ini sebesar
Rp 23.410.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Kios 1 tahun<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>7.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Komputer 3 unit x @Rp<span style="mso-spacerun: yes;">
</span>3.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>10.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Printer photo 1 unit x @ Rp 1.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja kerja & Kursi 4 unit x @ Rp 350.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.400.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kursi Plastik 6 unit x @ Rp 25.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK2;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>21.050.000</b></span></div>
<span style="mso-bookmark: OLE_LINK2;"></span>
<br />
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.25pt; margin-top: 0in; tab-stops: 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja</b> Pengadaan Tinta dan kertas
photo, HVS<span style="mso-tab-count: 1;"> </span><u>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span></u><u><span style="color: black; mso-bidi-font-size: 12.0pt;">2.360</span>.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 328.5pt;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>RP<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>23.410.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<br />
....<br />
<br />
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-52477263838670539422013-09-04T19:20:00.000-07:002013-10-31T18:51:05.626-07:00Proposal Usaha Jasa Travel Eksklusif<!--[if gte mso 9]><xml>
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<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesatnya pertumbuhan bisnis dan industri di kota Bekasi ,
mengakibatkan makin besar dan makin padatnya kota Bekasi. Banyak penduduk Bandung yang bekerja di kota Bekasi, dan juga cukup banyak yang
pindah membawa keluarganya ke Bekasi yang disebabkan mendapat pekerjaan tetap.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Disamping itu hubungan bisnis antara kota Bekasi dan kota Bandung
juga cukup banyak, hal ini terlihat dari banyaknya barang-barang produksi yang
dikirim ke Bandung
atau sebaliknya (data dari Expedisi).</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga pertumbuhan lalu lintas kendaraan antara kota Bekasi dan Bandung sangat tinggi.
Otomatis permintaan transportasi meningkat, sementara itu transportasi umum
yang tersedia adalah Bus dan beberapa mobil omprengan, tetapi kurang dikelola
dengan baik.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Akibat meningkatnya pendapatan penduduk dan kebutuhan
pokoknya sudah terpenuhi, sehingga mereka memerlukan transportasi yang lebih
nyaman, aman, tidak repot dan cape. Disamping itu untuk mengurangi biaya
dibanding menggunakan mobil pribadi, dan bagi mereka yang tidak tahu jalan
menuju alamat yang dituju, maka mereka memerlukan Jasa Transportasi Jenis ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Travel Exclusif. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Travel Exclusif ini merupakan usaha berbentuk
badan hulum CV, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Eko Prayitno</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Karyawan<span style="mso-tab-count: 1;"> </span>: 19 orang </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih mengelola
perusahaan expedisi barang, sedangkan yang menjalankan usaha ini tetap saya
sendiri dibantu oleh anak buah saya Eko Prayitno. Untuk lebih jelas tentang riwayat
hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV)
saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 379.170.000
(Tiga ratus tujuh puluh sembilan juta seratus tujuh puluh ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akta Pendirian CV dan pengesahaannya</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
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<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sertifikat Rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah mengantar penumpang dari pool
di Bekasi kealamat mereka<span style="mso-spacerun: yes;"> </span>di Bandung
atau dari pool di Bandung diantar kealamat mereka di Bekasi.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi adalah pada masyarakat menengah keatas
dikota Bekasi dan Bandung.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survey bahwa:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Trayek bus Bekasi
– Bandung
sangat ramai, hampir setiap <u>+</u> 0, 5jam sekali berangkat ke Bandung dengan penumpang
rata-rata 90% terisi. Total penumpang Bekasi – Bandung pulang-pergi mencapai <u>+</u> 5000
orang perhari.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Begitu juga
dengan mobil omprengan yang tersebar dikota Bekasi. Data yang didapat berkisar
1500 orang perhari jumlah penumpang Bekasi-Bandung PP.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga dengan pelayanan kami yang lebih baik atau
diatas mereka, diperkirakan 5% dari total permintaan menginginkan pelayanan
yang lebih baik, yaitu: 5% x (5000 + 1500) = 325 orang perhari atau 325 orang x
30 hari = 9750 orang perbulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Jenis travel eklusif seperti ini dikota Bekasi belum
ada, sehingga pesaing dianggap tidak ada.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Atas dasar analisa permintaan dan pesaing, maka
proyeksi omset usaha ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 5;"> </span>bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="height: 53.3pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; height: 53.3pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" width="101"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 53.3pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Target penumpang<br />
(orang)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 53.3pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">kenaikan<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">6.825</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">70</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">7.800</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">80</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">8.775</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">90</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">9.750</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">100</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">10.238</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">105</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">10.725</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">110</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">11.213</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">115</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">11.700</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">120</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">12.188</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">12.188</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">12.188</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="right" class="MsoNormal" style="margin-right: 15.9pt; text-align: right;">
<span style="font-size: 12.0pt;">12.188</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Awal bulan operasi diperkirakan omset masih kecil,
karena banyak yang belum tahu, dan untuk bulan-bulan selanjutnya akan meningkat
terus sejalan dengan penyebaran informasi serta meningkatnya pendapatan
masyarakat.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Rate
penunpang:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Ongkos yang dikenakan perpenumpang adalah Rp 50.000.</span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Armada </u></b><b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">diperlukan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Untuk mengangkut 325 orang, maka banyaknya mobil yang
diperluka adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Operasional 1 mobil Bekasi-Bandung pp = 3 kali perhari
(6 rate), muatan 1 mobil sebesar 10 orang, maka 1 mobil mampu mengangkut
penumpang perhari adalah 6 x 10 = 60 orang. Sehingga untuk mengankut 325 orang
diperlukan mobil sebanyak 325 /60 = 5,4 mobil atau <b style="mso-bidi-font-weight: normal;"><u>6 mobil</u></b>.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Aset usaha yang harus dibeli
adalah </span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko di Bekasi 1 tahun<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>50.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko di Bandung 1 tahun<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>50.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil 6 unit x @ Rp 200.000.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.200.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 4 unit x @ Rp 300.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.200.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Filling Cabinet 2 unit x @ Rp 350.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>700.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kursi 40 unit<span style="mso-spacerun: yes;"> </span>x
@ Rp 100.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>4.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Computer 2 & Printer x @ Rp 3.500.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>7.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></span></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<span style="mso-bookmark: OLE_LINK3;"><span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span>1.313.900.000</b></span></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span><span style="mso-bookmark: OLE_LINK3;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Travel Exclusif ini sebesar
Rp 1.379.428.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko di Bekasi 1 tahun<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>50.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko di Bandung 1 tahun<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>50.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil 6 unit x @ Rp 200.000.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.200.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 4 unit x @ Rp 300.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.200.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Filling Cabinet 2 unit x @ Rp 350.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>700.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kursi 40 unit<span style="mso-spacerun: yes;"> </span>x
@ Rp 100.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>4.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Computer 2 & Printer x @ Rp 3.500.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>7.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.313.900.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 0in 4.5in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja untuk membeli bensin dan biaya tol<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="color: green; mso-bidi-font-weight: bold;">115.528.000</span></b></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<b><span style="mso-bidi-font-size: 12.0pt;">Grand total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.379.428.000</span></b><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;"></span></b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">- Investasi<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>379.170.000<span style="mso-spacerun: yes;">
</span>(30%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-right: 2.15pt; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">- Investasi<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>884.730.000<span style="mso-spacerun: yes;"> </span>(70%)</span></div>
<div class="MsoNormal" style="margin-right: 2.15pt; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">- Modal Kerja<span style="mso-tab-count: 2;"> </span><span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span><u>RP<span style="mso-spacerun: yes;"> </span>115.528.000 (100%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 1.5in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 2;"> </span>Rp 1.379.428.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> (<i style="mso-bidi-font-style: normal;">Microsoft Excel</i>) lampiran keuangan, seperti: Harga Jual, Harga
Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio Persediaan,
Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga
dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis
/ Penyusutan, dan sebagainya.</span></div>
<br />
<br />
<div style="text-align: left;">
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-68179976218270651312013-08-19T19:11:00.000-07:002013-10-31T18:51:29.095-07:00Proposal Usaha Jasa Penyewaan Truk<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saat ini saya bekerja pada perusahaan expedisi bagian
pengaturan transportasi kendaraan yang akan keluar kota, yaitu: mengkoordinasi kendaraan menuju
kebeberapa kota
dan mengadakan (menyewa) kendaraan (truck) dari luar perusahaan, jika
kekurangan kendaraan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Perusahaan expedisi ini sangat pesat kemajuan usahanya
dan banyak mendapatkan pelanggan-pelanggan baru. Sehingga perusahaan expedisi
ini selalu kekurangan kendaraan (Truck) untuk mengangkut barang kekota lainnya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga saya merencanakan untuk membeli sebuah truck
& Boxnya. Dimana truck ini akan saya tawarkan dan sewakan keperusahaan
expedisi ini. Disamping itu saya banyak kenal beberapa industri yang sering
mengirim barang dengan mencater truck dari perusahaan ini dan kadang-kadang
mereka meminta tolong kepada saya untuk dicarikan truck box, jika perusahaan
ini trucknya lagi penuh dipakai.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Penyewaan Truck. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Penyewaan Truck ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Eddie Chandra </span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 1 orang Sopir</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan Expedisi tersebut, sedangkan yang mengurus usaha ini
merupakan istri saya sendiri. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 57.000.000
(Lima puluh
tujuh juta rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy sertifikat rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi </span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Usaha penyewaan truck disini adalah menyewakan truck
dihitung berdasarkan harian atau berat barang yang akan diangkut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan segmentasi usaha ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Perusahaan
Expedisi tempat saya kerja</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Industri-industri
yang sering menyewa truck untuk mengangkut produknya</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat perusahaan expedisi tersebut hampir setiap
hari menyewa truck dari luar dan juga beberapa industri yang sering meminta
bantuan saya untuk dicarikan truck. Maka permintaan sewa truck ini akan sering
digunakan oleh perusahaan expedisi dan kemungkinan kecil disewa
industri-industri. Disamping itu trayek yang sering menyewa truck adalah
Jakarta – Surabaya, sehingga truck ini akan beroprasi <u>+</u> 5 kali perbulan
dengan rate sewa Pulang-Pergi Rp 10.000.000,-. X 5 kali = Rp 50.000.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesaing dalam penyewaan truck ini sangat banyak, tapi
pada usaha ini kami mendapatkan captive market = permintaan pasti.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka
proyeksi omset usaha penyewaan truck ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tabel Proyeksi Omset penyewaan truck (bulan)</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Omset <br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Biaya sopir, bensin dan tol = 40%<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Keuntugan Kotor<br />
(Rp 000)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">50.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.5in;" valign="top" width="144"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30.000</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Armada</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dalam memulai usaha ini, dimuali dari 1 armada, jika
usaha ini maju, maka tahun depan saya akan menambah beberapa aramada lagi.
Jenis truck yang akan dibeli adalah truck eks dari Singapura dengan harga Rp
250.000.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Penyewaan Truck ini sebesar
Rp 250.000.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Truck second eks singpura<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>250.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>0</u></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 2.0in 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span>250.000.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>125.000.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>125.000.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span>250.000.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan <i style="mso-bidi-font-style: normal;">(Microsoft Excel)</i>, seperti: Harga Jual,
Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pembayaran Kredit</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pembayaran Pokok kredit akan dimulai dicicil pada bulan
kedua operasional, sedangkan bunga kredit dibayar mulai bulan ke-1 dan total
hutang berakhir pada bulan ke-12. Lebih detail dapat dilihat pada tabel dibawah
ini atau pada lampiran-02 Proyeksi Aliran Dana)</span></div>
<div class="MsoHeading9" style="margin-top: 6.0pt;">
Tabel Jadwal Pembayaran Pokok dan
Bunga Kredit</div>
<div class="MsoNormal">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; margin-left: 9.9pt; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0in 5.4pt 0in 5.4pt;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" width="104"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" width="126"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pokok Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" width="132"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bunga Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">0</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,875</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">1,875</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,875</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">13,239</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,705</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">13,069</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,534</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,898</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,728</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,193</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,557</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">1,023</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,387</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">852</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,216</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">682</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">12,046</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">511</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">11,875</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,364</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">341</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">11,705</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">11,360</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">170</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">11,530</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Proyeksi Laba Rugi</span></u></b></div>
<div class="MsoBodyText">
Pada bulan operasi pertama diperkirakan sudah mendapatkan
keuntungan sebesar <br />
<b style="mso-bidi-font-weight: normal;">Rp 21.208.000</b> dan bulan kedua
memperoleh laba sebesar <b style="mso-bidi-font-weight: normal;">Rp 21.208.000</b>.
Akumulasi keuntungan selama 1 tahun pertama adalah <b style="mso-bidi-font-weight: normal;">Rp 263.875<span style="color: black;">.000</span></b>. Lebih ditail
tentanng<span style="mso-spacerun: yes;"> </span>Proyeksi laba rugi dapat
dilihat pada Lampiran-03</div>
<div class="MsoBodyText">
<b style="mso-bidi-font-weight: normal;"><u>Analisa
Investasi</u></b></div>
<div class="MsoBodyText">
Dalam analisa investasi kami menggunakan 2 metode, yaitu:</div>
<div class="MsoBodyText" style="margin-left: .25in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-indent: -.25in;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Payback
Period</i></b> adalah suatu periode yang diperlukan untuk menutup kembali
investasi dengan menggunakan keuntungan ditambah penyusutan.</div>
<div class="MsoBodyText" style="margin-left: .25in;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Payback Period</i></b> usaha ini
adalah<b style="mso-bidi-font-weight: normal;"> 10 bulan.</b></div>
<div class="MsoBodyText" style="margin-left: .25in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-indent: -.25in;">
<span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Internal
Rate of Return (IRR)</i></b> adalah tingkat bunga yang akan menjadi nilai
sekarang dari <i style="mso-bidi-font-style: normal;">proceeds</i> yang
diharapkan yang akan diteriama, sama dengan nilai sekarang dari pengeluaran
modal. IRR yang baik jika lebih besar dari tingkat suku bunga bank.</div>
<div class="MsoBodyText" style="margin-left: .25in;">
<b style="mso-bidi-font-weight: normal;">IRR</b> 1 tahun sebesar<b style="mso-bidi-font-weight: normal;"> 9,12%.
(diatas bunga bank 1,50% perbulan)</b></div>
<br />
<br />
<div style="text-align: left;">
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-59039396188685277972013-08-14T19:04:00.000-07:002013-10-31T18:51:51.408-07:00Proposal Bisnis Jasa Ekspedisi<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berangkat dari penyewaan truck, saat ini saya telah
memiliki 3 truck box. Dimana yang menyewa truck saya ini sebagian besar adalah
perusahaan ekspedisi di Jakarta
yang akan mengirim barang ke Surabaya.
Barang yang dikirim sering tidak penuh dan penyewaan berdasarkan berat barang
yang dikirim.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Di daerah Cikarang (Jawa Barat) telah banyak industri
yang dibangun. Dimana mereka sering mengirim barang hasil produksi mereka
keluar kota.
Untuk partai besar pada umumnya mereka menggunakan armadanya sendiri atau
menyewa truk. Sedangkan untuk partai kecil mereka menggunakan jasa ekspedisi.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat daerah Cikarang merupakan daerah peruntukkan
industri, dan perkembangannya cukup pesat, maka saya merencanakan untuk
membangun perusahaan ekspedisi di daerah tersebut yang menampung barang
produksi dengan pesanan partai kecil.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tahap awal usaha ini dibangun untuk rute Cikarang dan Surabaya. Pada pool di Surabaya saya bekerja
sama dengan expedisi yang sudah beroperasi dan punya nama, sedangkan untuk pool
di Cikarang saya harus bangun baru.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Expedisi. Mengingat keterbatasan dana
dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Expedisi ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Eddie Chandra </span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 16 orang Karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan Expedisi di Jakarta, sedangkan yang mengurus usaha ini
merupakan istri saya sendiri. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 222.600.000
(Dua ratus dua puluh dua juta enam ratus ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akte pendirian CV dan pengesahaannya</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy sertifikat rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi </span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah jasa menerima titipan
pengantar barang dari Cikarang ke Surabaya
atau sebaliknya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi usaha ini adalah industri-industri yang
berlokasi didaerah cikarang, kemudian dikirim ke Surabaya, sesampai di Surabaya pendistribusian dilakukan oleh mitra
usaha. Sedangkan barang yang dikirim dari Surabaya,
kemudian didistribusikan pada daerah Cikarang dilaksanakan oleh expedisi yang
saya bangun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saat bangun usaha ini, kami telah mendapat kontrak
pengiriman barang dari beberapa industri dengan total berat barang 5 ton
perhari atau 100 ton perbulan (Captive market), dan juga kami sudah
mempromosikan kebeberapa industri lainnya, dimana dalam pengirim barang mereka
tidak rutin setiap hari, tapi dalam sebulan total pengirim mereka mencapai 75
ton, dan mereka akan menggunakan expedisi yang saya bangun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan hasil survey kami pada 4 expedisi yang sudah
beroperasi, mereka mendapatkan pengiriman barang mencapai 250 ton perhari yang
dikumpulkan dari industri-industri kecil dan perusahaan lainnya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Jumlah expedisi di Cikarang lebih dari 10 perusahaan,
sehingga total barang yang dikirim adalah 250/4 x 10 expedisi = 625 ton
perhari, porsi pengirim barang ke Surabaya sebesar 20%, maka permintaan
pengiriman barang ke Surabaya adalah 625 ton x 25% = 156,25 ton perhari.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan masuknya 1 usaha expedisi lagi, rata-rata
mendapatkan order pengiriman ke Surabaya
sebesar = 156,25 ton / 11 = 14,21 ton perhari atau 284,20 ton perbulan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesaing sudah dijelaskan diatas</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka
proyeksi peluang usaha ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 4.25in; margin-right: 0in; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Captive Market<br />
(Ton)</span></div>
</td>
<td colspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.75in;" width="168"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Pontensial Market</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Total Peluang <br />
(Ton)</span></div>
</td>
</tr>
<tr style="height: 35.5pt; mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 35.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">(Ton)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 35.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">20</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">195</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">24</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">120.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">199</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">27</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">135.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">202</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">27</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">135.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">202</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">29</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">145.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">204</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">31</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">155.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">206</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">32</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">160.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">207</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">33</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">165.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">208</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">35</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">175.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">210</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">36</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">180.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">211</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">37</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">185.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">212</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" valign="top" width="96"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">175</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div align="center" class="MsoNormal" style="text-align: center;">
<b><u><span style="color: black; font-size: 12.0pt;">38</span></u></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" valign="top" width="84"><div class="MsoNormal">
<b><span style="color: blue; font-size: 12.0pt;">190.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">213</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 0in; margin-top: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat
usaha ini masih baru, dan banyak yang belum tahu, sehingga <b style="mso-bidi-font-weight: normal;"><u>Potensial Market</u></b> belum mencapai rata-rata peluang, yaitu:
284, 20 ton – 175 ton = <b style="mso-bidi-font-weight: normal;"><u>109.2 ton</u></b>
</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha didalam kawasan industri di Cikarang</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Aset usaha yang harus
dilengkapi adalah:</span></a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Tempat<span style="mso-spacerun: yes;"> </span>/
Gudang 1 tahun<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Truck untuk angkutan dalam kota 2 Unit x @ Rp 125.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span>250.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Forklift 2 unit x @ Rp 15.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>30.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rolly 5 unit x @ Rp 500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>2.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 4 unit x @ Rp 250.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Filling Cabinet 2 unit x @ Rp 350.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>700.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Computer 2 unit x @ Rp 3.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>7.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Printer dot metrix 1 unit x Rp 1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>2.500.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 2.0in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>445.200.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Expedisi ini sebesar Rp 512.169.000,
dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Tempat Gudang 1 tahun<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Truck untuk angkutan dalam kota 2 Unit x @ Rp 125.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>250.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Forklift 2 unit x @ Rp 15.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>30.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rolly 5 unit x @ Rp 500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>2.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 4 unit x @ Rp 250.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Filling Cabinet 2 unit x @ Rp 350.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>700.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Computer 2 unit x @ Rp 3.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>7.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Printer dot metrix 1 unit x Rp 1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>2.500.000</u></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 2.0in 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span>445.200.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 0in 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja, untuk sewa truck Jakarta
Surabaya,
operasional<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>66.969.000</u></b></div>
<div class="MsoBodyText3" style="margin-left: 148.5pt; tab-stops: 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>512.169.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>222.600.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>222.600.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>66.969.000 (100%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span>512.169.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan <i style="mso-bidi-font-style: normal;">(Microsoft Excel)</i>, seperti: Harga Jual,
Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<br />
<b>Selanjutnya silahkan download proposal lengkap dengan studi kelayakan bisnis usaha jasa ekspedisi : </b><br />
<br />
<div style="text-align: left;">
<a href="http://adf.ly/4007118/jasa-ekspedisi-xls" rel="nofollow" target="_blank">Proposal Usaha Jasa ekspedisi.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/jasa-ekspedisi-doc" rel="nofollow" target="_blank">Proposal usaha jasa ekspedisi.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-2569252171755635142013-08-13T19:04:00.000-07:002013-10-31T18:52:08.779-07:00Proposal Usaha Angkutan Umum / Angkot<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Beberapa bulan ini sudah dibuka trayek baru untuk
angkutan kota
menuju beberapa perumahan yang cukup besar. Saat ini total angkutan kota trayek baru tersebut
baru mencapai <u>+</u> 10 unit dan penumpangnya rata-rata cukup penuh. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil wawancara saya ke beberapa supir angkutan,
bahwa setoran mereka belum pernah nombok dan banyak penumpang yang mengeluh
karena angkutan sering penuh dan juga lama menunggu dikarenakan jumlah angkutan
yang masih sedikit.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Angkutan Kota. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Angkutan Kota ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Dody Kurnia.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Karyawan<span style="mso-tab-count: 1;"> </span>: --- orang </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang menjalankan usaha ini adalah
istri saya. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 102.000.000
(Seratus dua juta rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">BPKP mobil angkutan</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah mencari dan mengangkut
penumpang umu dari kota
ke perumahan atau sebaliknya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi pasarnya adalah warga perumahan, dan rute
yang dilalui oleh kendaraan ini.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil wawancara ke sopir angkutan kota yang sudah
beroperasi, bahwa setoran merka perhari Rp 150.000 dan dalam sebulan mobil
tidak beroperasi 2 hari untuk perawatan, sehingga total setoran perbulan adalah
28 hari x Tp 150.000 = Rp 4.200.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pasaing saat ini ada 10 angkutan kota, dimana penunpang slalu penuh,
diperkirakan dengan tambahan hingga 10m akutan lagi tidak akan mempengaruhi
pendapatan atau setoran. Sehingga dalam analisa ini ini pesaing dianggap tidak
ada.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka
peluang sama dengan perminatan, sehingga proyeksi pendapatan usaha ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 5;"> </span>bulan</span></div>
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<span style="font-size: 12.0pt;">Bulan</span></div>
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<span style="font-size: 12.0pt;">Jumlah Angkot<br />
(unit)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 53.3pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Total Setoran<br />
(Rp)</span></div>
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<span style="font-size: 12.0pt;">Bulan-1</span></div>
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<span style="font-size: 12.0pt;">2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">8.400</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">8.400</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">8.400</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">12.600</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">12.600</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">12.600</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; tab-stops: 45.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="tab-stops: 45.0pt; text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">16.800</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Armada</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Jumlah armada yang akan dibeli sebanyak 4 unit,
dengan tahapan adalah </span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-1, 2 unit x @ Rp 85.000.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>170.000.000</a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-4, 1 unit x @ Rp 85.000.000<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>85.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-7, 1 unit x @ Rp 85.000.000<span style="mso-tab-count: 3;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>85 000.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>340.000.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Angkutan Kota ini sebesar
Rp 340.000.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-1, 2 unit <span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>170.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-4, 1 unit <span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>85.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bulan ke-7, 1 unit <span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>85 000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>340.000.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<br /></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<br />
[bersambung]<br />
<br />
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-53579833840097714072013-08-12T18:55:00.000-07:002013-10-31T18:52:26.575-07:00Proposal Kredit Uang Tunai untuk Pedagang<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt;">Pada perumahan tempat saya tinggal terdapat pasar
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tangga sehari-hari. Pada umumnya dagangan mereka cukup laris dan dalam beberapa
jam saja omset mereka mencapai ratusan ribu rupiah. </span></div>
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penagihan setiap hari saya rekrut satu orang. Hingga saat ini usaha tersebut
terus berjalan dan saya telah banyak mempunyai customer. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Usaha ini cukup pesat perkembangannya dan banyak
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tidak terlalu banyak, dan saat inipun banyak pelanggan lama saya sedang
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<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
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<span style="font-size: 12.0pt;">Dengan
latar belakang tersebut, saya merencanakan untuk mengembangkan usaha tersebut, Mengingat
</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">dana saya tidak
mencukupi untuk mengembangkan usaha Kredit Uang Tunai Bagi Pedagang, maka saya
mengajak rekan-rekan yang mau bermitra dengan saya atau pihak bank untuk
meminjamkan dananya dalam rangka menutupi kekurangan dana investasi tersebut.</span><span style="font-size: 12.0pt;"></span></div>
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<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Kredit Uang Tunai Bagi Pedagang ini merupakan
usaha perorangan, dimana pengurus usaha adalah:</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik<span style="mso-tab-count: 1;"> </span>: Chandra.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus<span style="mso-tab-count: 1;"> </span>: Eko P.</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu dengan<span style="mso-tab-count: 1;"> </span>: 1 orang karyawan </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan Kredit Uang Tunai Bagi Pedagang akan dikelola
oleh Eko P. Untuk lebih jelas tentang <i style="mso-bidi-font-style: normal;">Curriculum
Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 51.599.000
(Lima puluh satu
juta lima ratus
sembilan puluh sembilan ribu rupiah) berupa dana kas & bank.</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya yang dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Produk dan Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Usaha Kredit
Uang Tunai</span></b><span style="font-size: 12.0pt;"> yang dimaksud disini
adalah meminjamkan uang kepada para pedagang dengan konsep bagi hasil dan
dibayar setiap hari. Ditagih oleh karyawan dari usaha kredit unag tunai. Jenis
Kredit Uang Tunai dibagi dalam 4 paket, Yaitu:</span></div>
<div class="MsoNormal">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: double windowtext 1.5pt; mso-border-insideh: none; mso-border-insidev: none; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 600px;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border-right: none; border: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.5pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Item</span></b></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border-left: none; border-right: none; border-top: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.3pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Kredit<br />
(Rp)</span></b></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border-left: none; border-right: none; border-top: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Cicilan<br />
(Rp/hari)</span></b></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border-left: none; border-right: none; border-top: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Lama
Cicilan</span></b></div>
</td>
<td style="border-left: none; border: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Margin<br />
(%)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-left: double windowtext 1.5pt; border: none; mso-border-top-alt: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.5pt;" valign="top" width="102"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Paket-1</span></div>
</td>
<td style="border: none; mso-border-top-alt: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.3pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">500.000</span></div>
</td>
<td style="border: none; mso-border-top-alt: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">20.000</span></div>
</td>
<td style="border: none; mso-border-top-alt: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">30 hari</span></div>
</td>
<td style="border-right: double windowtext 1.5pt; border: none; mso-border-top-alt: double windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
</tr>
<tr style="height: 19.35pt; mso-yfti-irow: 2;">
<td style="border-left: double windowtext 1.5pt; border: none; height: 19.35pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.5pt;" valign="top" width="102"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Paket-2</span></div>
</td>
<td style="border: none; height: 19.35pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.3pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">1.000.000</span></div>
</td>
<td style="border: none; height: 19.35pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">39.000</span></div>
</td>
<td style="border: none; height: 19.35pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">30 hari</span></div>
</td>
<td style="border-right: double windowtext 1.5pt; border: none; height: 19.35pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">17%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-left: double windowtext 1.5pt; border: none; padding: 0in 5.4pt 0in 5.4pt; width: 76.5pt;" valign="top" width="102"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Paket-3</span></div>
</td>
<td style="border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.3pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">1.500.000</span></div>
</td>
<td style="border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">57.500</span></div>
</td>
<td style="border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">30 hari</span></div>
</td>
<td style="border-right: double windowtext 1.5pt; border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">15%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="border-bottom: double windowtext 1.5pt; border-left: double windowtext 1.5pt; border-right: none; border-top: none; padding: 0in 5.4pt 0in 5.4pt; width: 76.5pt;" valign="top" width="102"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Paket-4</span></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.3pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">2.000.000</span></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">75.000</span></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">30 hari</span></div>
</td>
<td style="border-bottom: double windowtext 1.5pt; border-left: none; border-right: double windowtext 1.5pt; border-top: none; padding: 0in 5.4pt 0in 5.4pt; width: 93.35pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">12.5%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan <b style="mso-bidi-font-weight: normal;">Segmentasi
Pasarnya</b> adalah para pedagang yang mempunyai tempat usaha tetap (kontrak /
milik sendiri) dan melakukan usaha setiap hari dengan omset rata-rata sebesar 4
kali dari cicilan. Misalnya: Tukang bakso, soto mie, sayur, warung, dan
sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan Produk</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saat ini kami mempunnyai pelanggan atau nasabah 20
orang dengan kredit yang kami berikan antara Rp 500.000 hingga Rp 2.000.000.
Total kredit yang sudah kami keluarkan <u>+</u> Rp 25.000.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Hingga saat ini kami mempunyai nasabah lama yang
sedang menunggu pinjaman kredit 12 orang dengan total kredit yang harus
dikeluarkan Rp 30.000.000, dan nasabah baru 15 orang dengan total kredit Rp
20.000.000. Diperkirakan nasabah kami akan terus bertambah karena saat ini kami
mencoba memperluas usaha tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada lokasi tersebut belum ada yang membuka usaha ini,
tapi saingan usaha saya adalah bank, mengingat proses mendapatkan kredit dari
bank sulit, maka bank bukan saingan yang berat.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Atas dasar ilustrasi diatas, dan mengingat dalam
operational dana yang terputar untuk dipinjamkan tidak mungkin 100%, karena ada
senggang waktu untuk pengumpulan dana dari nasabah lama. Dan diperkirakan
efektif dana yang terputar sebesar 95%. Maka proyeksi peluang usaha dapat
dijabarkan sebagai berikut (lihat table):</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 9.9pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Bulan</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">0mset</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Harga
Pokok</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Margin<br />
(Rp 000)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">85,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">(70,666)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">14,834</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tetapi dalam operational dana yang terputar untuk
dipinjamkan tidak mungkin 100%, karena ada senggang waktu untuk pengumpulan
dana dari nasabah lama. Dan diperkirakan efektif dana yang terputar sebesar
90%.</span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi </u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kantor usaha Kredit Uang Tunai berada dirumah saya
sendiri, yang terletak tidak jauh dari pasar diperumahan tersebut. Dalam
menjalankan usaha ini kami tidak memerlukan tempat khusus, kami hanya
menggunakan ruang tamu dirumah saya.</span></div>
<div class="MsoBodyText3">
Detail biaya yang harus dikeluarkan untuk mengembangkan usaha
Kredit Uang Tunai Bagi Pedagang adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK4"></a><a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-bookmark: OLE_LINK4;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kompter 1 unit x Rp 3.000.000<span style="mso-tab-count: 2;"> </span>= Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>3.000.000</span></a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-bookmark: OLE_LINK4;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 1 unit x Rp 1.000.000<span style="mso-tab-count: 2;"> </span>= Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-bookmark: OLE_LINK4;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Motor bebek 1 unit x Rp 15.000.000<span style="mso-tab-count: 2;"> </span>= Rp<span style="mso-spacerun: yes;"> </span>15.000.000</span></span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-bookmark: OLE_LINK4;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 3;"> </span><u>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>300.000</u></span></span></div>
<div class="MsoBodyText3" style="margin-left: 2.25in; mso-list: l0 level1 lfo1; tab-stops: list 2.25in left 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-bookmark: OLE_LINK4;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>= Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>19.300.000</b></span></span></div>
<span style="mso-bookmark: OLE_LINK4;"></span><span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Kredit Uang Tunai Bagi Pedagang
sebesar Rp 19.300.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<a href="http://www.blogger.com/null" name="OLE_LINK2"><b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kompter<span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>3.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi<span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Motor bebek<span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>15.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>300.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 256.5pt;">
<span style="mso-bookmark: OLE_LINK2;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>= Rp<span style="mso-spacerun: yes;"> </span>19.300.000</b></span></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<br /></div>
<span style="mso-bookmark: OLE_LINK2;"></span>
<br />
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>25.000.000 (100%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>26.599.000 (35%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>0 (0%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>49.399.000 (65%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>100.998.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan,
dan sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pembayaran Kredit</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sedangkan pembayaran kredit akan dimulai dicicil
pada bulan kedua dan berakhir pada bulan ke 12. Lebih detail dapat dilihat pada
tabel dibawah ini atau pada lampiran-02 Proyeksi Aliran Dana).</span></div>
<br />
[bersambung]<br />
<br />
<b>Download versi lengkap proposal dan studi kelayakan bisnis kredit uang tunai bagi pedagang : </b><br />
<br />
<div style="text-align: left;">
<a href="http://adf.ly/4007118/kredit-uang-tunai-pedagang-xls" rel="nofollow" target="_blank">Kredit uang tunai bagi pedagang.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/kredit-uang-tunai-pedagang-doc" rel="nofollow" target="_blank">Kredit uang tunai pedagang.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-2180749359797756312013-07-30T18:36:00.000-07:002013-10-31T18:52:52.591-07:00Proposal Usaha Warung Sembako<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berhubung lokasi rumah saya terletak di hook dalam
suatu perumahan dan juga merupakan persimpangan jalan menuju perkampungan dan
kavlingan yang cukup padat penduduknya, sedangkan dalam radius <u>+</u> 1 km belum ada yang membuka
warung sembako yang lengkap atau komplit. </span></div>
<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Memang disana ada beberapa warung kecil tetapi isinya
tidak komplit. Masyarakat untuk membeli kebutuhan pokok yang tidak ada harus
menempuh jarak lebih dari 1 km.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Warung Sembako. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Warung Sembako ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Zulkarnain.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus<span style="mso-tab-count: 1;"> </span>: Novita
(istri) dibantu 2 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 94.884.000
(Sembilan puluh empat juta delapan ratus delapan puluh emapt ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Dartar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajik Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy sertifikat rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah menjual produk kebutuhan pokok
sehari-hari, misalnya: minyak goreng, beras, kopi, gula, permen, obat, tisu,
gas, baju dalamm, dan sebagainya, kecuali sayuran. Mirip dengan toko sembako <u>franchise</u>.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi pasar adalah warga perumahan dan
perkampungan disekitar lokasi usaha tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasl survey ke warung-warung kecil disana, bahwa
omset rata-rata mereka sebesar Rp 150.000 perhari. Diperkirakan omset usaha ini
akan mencapai <u>+</u> Rp 1.500.000 perhari atau Rp 45.000.000 perbulan. Karena
besar toko ini dan banyak barangnya kurang lebih sepuluh kali lipat dari
warung-warung disekitarnya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Jika dilihat dari jumlah warga dengan radius <u>+</u> 0,5 km sebesar <u>+</u> 100
KK, dan pendapatan mereka perbulan rata-rata Rp 2000.000, diperkirakan minimal
5% -10% dari pendapatan mereka belanja ditoko ini, yaitu: 1000 kk x Rp
2.000.000 x 5% = Rp 100.000.000.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesaing usaha ini adalah warung-warung kecil yang
berkisar didaerah tersebut. Tapi dengan komplit atau lengkapnya toko ini akan
menyerap sebagian dari omset mereka dan juga warga disana tidak perlu jauh-jauh
mencari produk yang dibutuhkan. Hal ini akan menambah omset usaha ini.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka
proyeksi omset adalah ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 10;"> </span>Rp
000 / bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 600px;">
<tbody>
<tr style="height: 66.55pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Produk Golongan-1<br />
Porsi 40%<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Produk Golongan-2<br />
<span style="mso-spacerun: yes;"> </span>Porsi 30%<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Produk Golongan-3 Porsi 30%<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Total</span></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">100%<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 66.55pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan 0mset<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">40,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">30,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">100,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">0</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">42,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">31,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">31,500</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">105,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">44,100</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">33,075</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">33,075</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">110,250</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">46,305</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">34,729</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">34,729</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">115,763</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">48,620</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">36,465</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">36,465</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">121,551</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">51,051</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">38,288</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">38,288</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">127,628</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">53,604</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">40,203</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">40,203</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">134,010</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">56,284</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">42,213</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">42,213</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140,710</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">59,098</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">44,324</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">44,324</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">147,746</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">62,053</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">46,540</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">46,540</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">155,133</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">65,156</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">48,867</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">48,867</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">162,889</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 63.0pt;" width="84"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 75.9pt;" width="101"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">68,414</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">51,310</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">51,310</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.0in;" width="96"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">171,034</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.25pt;" width="91"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Catatan:</span></u></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-size: 12.0pt;">Produk
golongan-1 adalah beras, gula, dll dengan margin 10%</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-size: 12.0pt;">Produk
golongan-2 adalah makanan snack, dll dengan margin 15%</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk golongan-3 adalah barang klontongan: baju
dalam, parfum, dll margin 20%</span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha terletak pada hook persimpangan jalan
yang menuju ke kavlingan dan perkampungan. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Tambahan Bangunan 4 x 9 m= <span style="mso-bookmark: OLE_LINK1;">36 m2</span><span style="mso-bookmark: OLE_LINK1;"> x @ Rp 1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>54.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca (2 x 0, 60 x 1) 4 unit x @ Rp
750.000 <span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>3.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 4.5in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca (2 x 0,60 x 2) 4 unit x Rp
1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>6.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 4 unit x @ Rp 250.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 1 unit<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kulkas 2 unit x @ Rp 3.000.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>6.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Motor second 2 unit x @ Rp 6.000.000<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>12.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>77.500.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Warung Sembako ini sebesar
Rp 189.769.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Tambahan Bangunan<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>54.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari <span style="mso-tab-count: 3;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>3.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 4.5in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca <span style="mso-tab-count: 1;"> </span>4
unit<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>6.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 4 unit <span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 1 unit<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kulkas 2 unit <span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>6.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>77.500.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<br /></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 14.2pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list 14.2pt left 4.0in; text-indent: -14.2pt;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;">Modal Kerja</b> operational bulan pertama<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span><u>Rp <span style="mso-spacerun: yes;"> </span>112.268.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 4.0in;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>RP
189.769.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>38.750.000
(50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>56.134.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span><b style="mso-bidi-font-weight: normal;">Rp<span style="mso-spacerun: yes;">
</span>94.884.000</b></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>38.750.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>56.134.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .5in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>94.884.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>189.769.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<br />
[bersambung]<br />
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-38969776356997206252013-07-29T18:35:00.001-07:002013-10-31T18:53:14.084-07:00Proposal Usaha Toko TV, Audio, dan Video<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada suatu daerah di pinggiran kota besar terdapat stasiun kereta api dan di
pinggir jalannya berdiri sederetan ruko-ruko serta tidak jauh dari sana terdapat sebuah mal.
Daerah itu cukup ramai didatangi pengunjung, baik yang pergi ke mal, ruko
ataupun yang akan ke stasiun. Disana ada sebuah ruko dengan ukuran lebar 4 m x 5 m yang ramai pengunjungnya.
Ruko tersebut merupakan toko serba ada atas produk elektronik yang menjual televise,
Audio, Video dan juga spare parts elektronik. Tapi sayangnya banyak pengunjung
ke toko tersebut kecewa atas produk elektronik karena terbatasnya type, ukuran
ataupun merk.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari informasi yang saya dapat penyebabnya adalah
kecil/terbatasnya toko tersebut sehingga tidak ada tempat untuk menempatkan
lebih banyak produk Elektronik.</span></div>
<div class="MsoHeading9" style="margin-top: 12.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN
DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan latar belakang diatas dan mengingat
didaerah tersebut belum ada yang khusus menjual TV, Audio & Video saja, dan
kebetulan di daerah tersebut masih ada ruko yang dikontrakkan, maka saya
merencanakan membangun usaha Toko TV, Audio & Video. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk mengajak rekan-rekan
untuk bermitra dalam membuka usaha tersebut dan juga kepada bank berkenan untuk
meminjamkan dananya untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko TV, Audio & Video ini merupakan usaha
perorangan, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Agusolah N.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Aisyah A. (Istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu oleh<span style="mso-tab-count: 1;"> </span>: 6 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha saya merupakan istri
saya. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 93.189.000
(Sembilan puluh tiga juta seratus delapan puluh sembilan ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Dartar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajik Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Yang dimaksud dengan produk TV, Audio & Video adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">TV (Televisi) merupakan
TV yang diperuntukan untuk rumah tinggal, jenis TV yang dijual adalah jenis TV
flatron dari ukuran 14 inci hingga 29 inci dan TV LCD flatiron ukuran masimal
34 inci.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Audio & Video
adalah alat, penerima dan pemutar kaset atau CD yang menghasilkan suara maupun
gambar. </span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sedangkan segmentasi yang dituju adalah warga kota yang sering datang
atau melewati daerah tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil wawancara dengan toko Elektronik serba ada
tersebut, bahwa omset untuk produk TV, Audio & Video mencapai Rp
200.000.000 perbulan dan mungkin lebih, karena ditempat toko tersebut tidak
komplit.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan rencana penjualan TV, Audio & Video yang
sangat berbeda baik kualitas, merek, jenis dan ukurannya serta <b style="mso-bidi-font-weight: normal;">cara pemasaran yang cukup modern</b>, maka
diperkirakan omset penjualan TV, Audio & Video didaerah tersebut akan naik
dratis, dan diperkirakan akan mencapai 2 kali lipat dalam waktu 4 bulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dan juga diperkirakan separoh dari omset toko tersebut
akan tersedot ke toko yang saya akan bangun.</span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;">Pada lokasi usaha yang saya akan bangun sudah ada 1 pesaing, tapi
mereka tidak fokus dalam memasarkan produk tersebut. sehingga <i style="mso-bidi-font-style: normal;">market share</i> (bagian pasar) sebagian
besar akan ketarik keusaha saya. </span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Atas dasar ilustrasi sebelumnya maka dapat saya proyeksikan permintaan omset
penjualan. Untuk tahap awal diperkirakan penjualan belum mencapai rata-rata
permintaan pasar, karena belum dikenal masyarakat. Tapi dengan adanya strategi
baru diperkirakan dalam 3 bulan omset penjualan sudah mecapai rata-rata
permintaan pasar dan akan terus naik hingga mencapai 2 kali lipat dari
permintaan<span style="mso-spacerun: yes;"> </span>rata-rata tersebut. </span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Sehingga omset awal bulan operasional kurang lebih 75% dari bagian
pasar, yaitu: Rp 200.000.000 : 2 x 75% = Rp 75.000.000/bulan. Lebih jelas
perhatikan table dibawah ini </span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 2.5in;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi omset penjualan Toko TV, Audio & Video:</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 300px;">
<tbody>
<tr style="height: 23.65pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; height: 23.65pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" width="83"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 23.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" width="113"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Market Share Didapat<br />
(Rp)</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 23.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" width="104"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Kenaikan<br />
(%)</span></div>
</td>
<td height="32" style="border: none; height: 23.65pt;" width="0"><br /></td>
</tr>
<tr style="height: 19.8pt; mso-yfti-irow: 1;">
<td height="26" style="border: none; height: 19.8pt;" width="0"><br /></td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">75,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">112,500,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">50.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">157,500,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">40.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">189,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">20.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">207,900,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">10.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">228,690,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">10.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 62.25pt;" valign="top" width="83"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 84.6pt;" valign="top" width="113"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">240,124,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.15pt;" valign="top" width="104"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">0.00%</span></b></div>
</td>
<td style="border: none;" width="0"><div class="MsoNormal">
<br /></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Porsi, Margin, dan Harga
Jual</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Perkiraan porsi, margin , dan omset penjualan pada awal bulan operasi
adalah:</span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: 5.4pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; width: 457px;">
<tbody>
<tr style="height: 16.5pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td nowrap="" style="border-right: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">Item</span></b></div>
</td>
<td colspan="2" nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 129.8pt;" valign="bottom" width="173"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Porsi
Omset</span></b></div>
</td>
<td nowrap="" style="border-left: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">Margin</span></b></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 1;">
<td nowrap="" style="border-left: solid windowtext 1.5pt; border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Televisi (TV)</span></div>
</td>
<td nowrap="" style="border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">50.00%</span></div>
</td>
<td nowrap="" style="border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">60.000.000</span></div>
</td>
<td nowrap="" style="border-right: solid windowtext 1.5pt; border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">20.00%</span></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 2;">
<td nowrap="" style="border-left: solid windowtext 1.5pt; border: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Audio & Video</span></div>
</td>
<td nowrap="" style="height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">50.00%</span></div>
</td>
<td nowrap="" style="height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">90.000.000</span></div>
</td>
<td nowrap="" style="border-right: solid windowtext 1.5pt; border: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">20.00%</span></div>
</td>
</tr>
<tr style="height: 16.5pt; mso-yfti-irow: 3; mso-yfti-lastrow: yes;">
<td nowrap="" style="border-right: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt;">Omset Penjualan</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">100.00%</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<b><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">75.000.000</span></b></div>
</td>
<td nowrap="" style="border-left: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="right" class="MsoNormal" style="text-align: right;">
<br /></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha terletak pada akses masuk ke beberapa
perumahan. Lokasi tersebut cukup strategis yang terletak pas didepan komplek
atau perumahan yang cukup besar <span style="mso-spacerun: yes;"> </span>serta <u>+</u>
1 km dari
kawasan industri. </span></div>
<div class="MsoBodyText3">
Perlengkapan usaha yang diperlukan dalam membangun usaha
ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko <span style="mso-spacerun: yes;"> </span><span style="mso-bookmark: OLE_LINK2;">35 m2</span><span style="mso-bookmark: OLE_LINK2;"> selama 1 tahun<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>40.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi <span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>5.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak <span style="mso-spacerun: yes;"> </span>6 unit x @
Rp 500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>3.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil Pickup Second 1 unit x @ Rp 20.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span>20.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sepeda Motor 1 unit @ Rp 12.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>12.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja, Kursi, dan lain-lain<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>2.000.000</span></div>
<span style="mso-bookmark: OLE_LINK2;"></span>
<br />
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko TV, Audio & Video ini
sebesar Rp 186.378.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Ruko <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>40.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi <span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>5.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>3.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil Pickup Second <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>20.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sepeda Motor<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>12.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in 292.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja, kursi, dll<span style="mso-tab-count: 2;"> </span><u>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>2.000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 3.0in 4.0in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>= Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>82.000.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja:</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 14.2pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list 14.2pt left 4.0in; text-indent: -14.2pt;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;">Modal Kerja</b> operational untuk 2 bulan<span style="mso-tab-count: 1;"> </span>= <u>Rp.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>104.378.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 4.0in;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>= RP <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>186.378.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>41.000.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja (2 Bulan)<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>52.189.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span><b style="mso-bidi-font-weight: normal;">Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>93.189.000</b></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>41.000.000
(50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja (2 bulan)<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>52.189.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .5in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>93.189.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>186.378.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<br />
<div style="text-align: left;">
<span style="font-size: large;">Download selanjutnya versi lengkap proposal usaha dan studi kelayakan bisnis toko TV, Audio dan Video : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/toko-tv-audio-video-xls" rel="nofollow" target="_blank">Perhitungan Rumus Usaha Toko tv audio video.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/toko-tv-audio-video-doc" rel="nofollow" target="_blank">Proposal Toko tv audio video.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-13637550103829654162013-07-28T18:57:00.002-07:002013-10-31T18:53:34.668-07:00Proposal Usaha Toko Sparepart Mobil<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Suatu komplek ruko yang didirikan oleh group developer
besar, dimana lokasinya terletak ditengah-tengah beberapa perumahan yang sangat
besar dan dibangun oleh developer tersebut. Jumlah rumah yang telah dibangun
telah mencapai <u>+</u> 30.000 rumah dan direncanakan akan dibangun mencapai <u>+</u>
50.000 rumah. Diperkirakan jangka panjang lokasi ini akan menjadi kota satelit atau kota mandiri.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Penghuni diperumahan tersebut dapat dikatakan 80%
memiliki mobil dan + 5% memiliki mobil 1 hingga 3 unit, sehingga dapat dikatakan
jumlah mobil sama dengan jumlah rumah.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan kondisi seperti ini, developer telah dan sedang
mempersiapkan lokasi untuk perawatan mobil, yaitu 30% komplek ruko tersebut
diperuntukan untuk usaha perbaikan, penjualan spare-parts, dan accessories mobil.
</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Spare Parts Mobil Merek X.
Mengingat keterbatasan dana dalam membangun usaha tersebut, saya bermaksud
untuk meminjam dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Spare Parts Mobil Merek X ini merupakan
usaha perorangan, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 5 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri dan dibantu karyawan. Untuk lebih jelas tentang riwayat hidup atau
<i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoTitle" style="margin-right: 2.25pt; text-align: justify;">
Modal dasar
usaha dan telah disetorkan sebesar <span style="mso-bidi-font-weight: bold;">Rp 99.537.000
(Sembilan puluh sembilan juta lima
ratus tiga puluh tujuh ribu rupiah)</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki dan
Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah menjual spare parts mobil
merek X.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi usaha ini adalah bengkel mobil yang ada di
ruko tersebut dan masyarakat disekitar perumahan ini yang memiliki mobil merek
X yang membetulkan mobilnya dengan montir langganannya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari data yang diperoleh bahwa jumlah kendaraan merek
X 20% dari total kendaraan diperumahan tersebut, sedangkan kerusakan yang cukup
tinggi pada mobil berumur diatas 3 tahun, disamping itu asuransi servicenya
sudah habis yang jumlahnya diperkirakan 70%. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mobil yang berumur 3 tahun keatas tersebut sudah
banyak bagian-bagian yang sudah aus, seperti: plat kopling, kampas rem, ball
joint, lahar, rantai keting (timing Belt) dan sebagainya. Kerusakan ini tidak
terjadi pada waktu yang sama, tapi akan terjadi bergantian dengan selang waktu
1 hingga 3 bulan. Diperkirakan jumlah mobil yang akan membeli spare parts
sebesar 20% dikomplek ruko tersebut, sisanya mereka akan beli dikota lain atau
dibeli oleh perusahaan tempat mereka kerja.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada komplek ruko tersebut belum ada yang menjual
spare part mobil merek X.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat tidak ada pesaing, maka peluang sama dengan
permintaan, sehingga omset toko tersebut adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Total mobil merek X:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">20% x 30.000 mobil = <b style="mso-bidi-font-weight: normal;"><u>6000 mobil</u></b></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Total mobil merek X berumur 3 tahun keatas adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">70% x 6000 mobil <b style="mso-bidi-font-weight: normal;"><u>=
4200 mobil</u></b></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Perkiraan mobil merekx membeli spare parts disana:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">20% x 4200 mobil = <b style="mso-bidi-font-weight: normal;"><u>840 mobil</u></b></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">diasumsikan waktu rata-rata kerusakan 2 bulan sekali,
maka jumlah mobil merek X membeli spare parts setiap bulan adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">840 mobil : 2 bulan = <b style="mso-bidi-font-weight: normal;"><u>420 mobil</u></b></span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">jika rata-rata setiap mobil membeli spare parts
senilai Rp 500.000, maka omset toko tersebut setiap bulan adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">420 mobil x Rp 500.000 = Rp 210.000.000/bulan</span></div>
<br />
<div style="text-align: left;">
<span style="font-size: large;">Lihat selanjutnya secara lengkap proposal usaha dan studi kelayakan bisnis toko spareparts mobil : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-spare-part-mobil-xls" rel="nofollow" target="_blank">Perhitungan Rumus Usaha toko spare part mobil.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-spare-part-mobil-doc" rel="nofollow" target="_blank">Proposal Usaha toko spare part mobil.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-9432797920360492742013-07-25T19:37:00.004-07:002013-10-31T18:53:51.584-07:00Proposal Usaha Toko Sepeda dan Bengkel Sepeda<!--[if gte mso 9]><xml>
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<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sepeda merupakan alat transportasi jarak dekat yang
banyak digunakan anak-anak kecil hingga remaja sebagai alat transportasi untuk
berangkat sekolah atau beraktifitas lainnya. Juga digunakan untuk ibu-ibu rumah
tangga untuk mengantar jemput anaknya dari sekolah atau pergi kepasar. Dapat
dikatakan, setiap keluarga yang mempunyai anak pasti memiliki sepeda. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Di sekitar lokasi perumahan kami yang terdiri dari 4
perumahan besar dan rata-rata memiliki anak yang masih kecil dan remaja. Pada
umunya mereka sering mengganti sepeda dikarenakan anaknya sudah mulai besar
atau sepeda yang lama sudah rusak </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kebetulan pada daerah tersebut belum ada yang
membangun toko sepeda, spare parts, aksesoris dan juga bengkel sepeda.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang diatas, maka saya merencanakan
membangun usaha Toko & Bengkel Sepeda. Mengingat keterbatasan dana dalam
membangun usaha tersebut, saya bermaksud mengajak rekan-rekan untuk bermitra
membangun usaha tersebut dan juga pada bank untuk meminjamkan dananya dalam
rangka untuk menutupi kekurangan dana investasi tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko & Bengkel Sepeda ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Buyung Chandra.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu oleh<span style="mso-tab-count: 1;"> </span>: 5 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Usaha ini merupakan usaha
baru saya dan saat ini saya masih bekerja pada sebuah perusahaan swasta,
sedangkan yang mengurus usaha ini adalah istri saya. Untuk lebih jelas tentang riwayat
hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV)
saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 41.606.000
(Empat puluh satu juta enam ratus enam ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Yang dimaksud usaha Toko & Bengkel Sepeda adalah
menjual sepeda dan kereta anak bayi hingga sepeda orang dewasa, dan juga
menjual spare parts dan asesoris sepeda berikut pemasangan dan perbaikannya
(bengkel).</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">sedangkan dalam pemasaran usaha ini ditargetkan pada
2 segmentasi pasar, yaitu:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kereta untuk anak bayi</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sepeda untuk anak kecil </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sepeda untuk Orang dewasa</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survei saya ke toko sepeda di lokasi
perumahan lain dengan kondisi ekonomi yang hampir sama, omsetnya mencapai <u>+</u>
2 juta/hari, (Rp 60.000.000/bulan) yang terdiri dari:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Penjualan Sepeda Rp
1.200.000/hari</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Spare parts,
Aksesoris dan Bengkel Rp 800.000/hari</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan jumlah penduduk didaerah saya lebih besar
hampir 3 kali lipat dari daerah tersebut.</span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;">Pada lokasi usaha yang saya akan bangun belum ada yang membangun usaha
tersebut. </span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Atas dasar ilustrasi sebelumnya maka dapat kami proyeksikan permintaan omset
penjualan. Untuk tahap awal diperkirakan penjualan belum mencapai seperti
daerahn yang disurvey, karena belum dikenal masyarakat. Tapi secara
perlahan-lahan dan sejalan dengan promosi yang kami akan adakan akan mencapai omset
seperti daerah tersebut dan mungkin akan berlipat ganda mengingat jumlah
penduduknya lebih banyak.</span></div>
<br />
<br />
<div style="text-align: left;">
<span style="font-size: large;">Lihat selanjutnya secara lengkap proposal usaha dan studi kelayakan bisnis toko dan bengkel sepeda : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-sepeda-dan-bengkel-xls" rel="nofollow" target="_blank">Usaha toko sepeda dan bengkel sepeda.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-sepeda-dan-bengkel-doc" rel="nofollow" target="_blank">Usaha toko sepeda dan bengkel sepeda.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-62990743874385851412013-07-24T19:09:00.000-07:002013-10-31T18:55:48.702-07:00Proposal Usaha Toko Sepatu dan Sandal<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada pasar tradisional yang baru dibuka oleh pemilik
tanah dibelakang suatu perumahan, dimana pasar tersebut cukup ramai dikunjungi
oleh penduduk perumahan tersebut dan penduduk perumahan lain yang letaknya
tidak jauh dari pasar tersebut. Diperkirakan pasar tersebut akan terus
bertambah pengunjungnya, dikarenakan pengelola atau developer perumahan
tersebut baru membangun separuh rumha dari yang direncanakan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada pasar tersebut baru ada 1 toko yang menjual
sepatu sekaligus baju, sedangkan kios disana kecil, sehingga jenis sepatu dan
baju yang dijual hanya sedikit macamnya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga saya merencanakan untuk membangun specialis
toko sepatu dan sandal saja.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Sepatu dan Sandal. Mengingat
keterbatasan dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam
dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Sepatu dan Sandal ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik / Pimpinan
Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 1 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri dan dibantu karyawan. Untuk lebih jelas tentang riwayat hidup atau
<i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 5.732.000
(Lima juta
tujuh ratus tiga pulh dua ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Motor</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Toko sepatu yang dimaksud disini adalah toko yang
menjual sepatu dan sandal dengan kelas ekonomi kebawah sesuai dengan kemampuan
masyarakat pada lokasi usaha tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi usaha ini adalah penduduk perumahan ini,
perumahan tetangga, dan penduduk kampung didekat lokasi pasar tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b><span style="font-size: 12.0pt;">.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan informasi dari toko sepatu dan baju yang
sudah beroperasi disana omset mereka mencapai Rp 1.500.000 perhari, dan terus
meningkat seiring bertambahnya penduduk didaerah tersebut dan mulai banyaknya
orang yang tahu keberadaan pasar baru tersebut. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Separuh omset toko sepatu dan baju tersebut adalah
omset penjualan sepatu. Sehingga total permintaan sepatu dipasar tersebut
sebesar Rp 1.500.000 : 2 = Rp 750.000 perhari atau Rp 22.500.000 perbulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat pasar tersebut merupakan pasar yang baru
dibangun dan promosi atas keberadaan pasar tersebut masih hangat, maka
diperkirakan dalam beberapa bulan kedepan peningkatan pengunjung cukup tinggi
dan bulan-bulan berikutnya meningkat rata-rata sebesar 5% perbulan.
diperkirakan pada bulan ke 5 omset toko sepatu dan sandal mencapai Rp 22.500.000
perbulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesaing toko sepatu ini adalah toko sepatu dan baju
yang sudah beroperasi. Mengingat sepatu yang dijual tidak komplit, maka awal
bulan operasi <u>+</u> 70% omset sepatu mereka akan terserap oleh toko yang
saya akan bangun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Atas dasar analisa permintaan dan pesaing, maka
besarnya proyeksi peluag toko sepatu dan sandal yang akan dibangun adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tabel proyeksi peluang toko sepatu dan sandal:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 153.0pt; margin-right: 0in; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 258px;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" width="83"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td colspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 131.65pt;" valign="top" width="176"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Peluang
(Toko Baru)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" width="79"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" width="97"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Menyerap<br />
(%)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">15,750</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">70.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">19,125</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">85.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">22,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">100.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">25,875</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">115.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">29,250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">130.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">31,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">140.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">33,750</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">150.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">34,875</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">155.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">36,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">160.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">37,125</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">165.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">38,250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 72.4pt;" valign="top" width="97"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: blue; font-size: 12.0pt;">170.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 61.95pt;" valign="top" width="83"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.25pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">39,375</span></b></div>
</td>
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<span style="color: blue; font-size: 12.0pt;">175.00%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Harga
pokok</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Harga pokok sepatu dan sandal adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sepatu 70,00%</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sandal 72,50%</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Rencana Toko Sepatu dan Sandal ini akan dibuka di
pusat pasar tradisional yang sedang dibangun. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa kios 1 tahun <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>3.000.000</a></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unit x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 2 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 100.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>100.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>100.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.200.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Sepatu dan Sandal ini
sebesar Rp 19.106.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa kios 1 tahun <span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>3.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unit x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 2 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 100.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>100.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>100.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.200.000</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.25pt; margin-top: 0in; tab-stops: 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja</b> Pengadaan Sepatu dan sandal<span style="mso-tab-count: 1;"> </span><u>Rp <span style="mso-spacerun: yes;"> </span>13.906.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 328.5pt;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>RP <span style="mso-spacerun: yes;"> </span>19.106.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.560.000 (30%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>4.172.000 (30%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>5.732.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>3.640.000 (70%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>9.734.000 (70%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp 13.374.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp 19.106.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: EN-US; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">Asumsi-asumsi proyeksi keuangan dapat dilihat
pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan <i style="mso-bidi-font-style: normal;">(Microsoft Excel)</i>, seperti: Harga Jual,
Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span><br />
<br />
<div style="text-align: left;">
<span style="font-size: large;">Baca versi lengkap proposal usaha dan studi kelayakan bisnis toko sepatu dan sandal : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-sepatu-dan-sandal-xls" rel="nofollow" target="_blank">Usaha toko sepatu dan sandal.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-sepatu-dan-sandal-doc" rel="nofollow" target="_blank">Usaha toko sepatu dan sandal.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-66903462961376335142013-07-23T19:35:00.001-07:002013-10-31T18:56:17.500-07:00Proposal Usaha Toko Perlengkapan Olahraga<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada perumahan yang cukup besar dan mempunyai sarana
olahraga yang cukup banyak jenisnya; seperti: aula badminton, tenis, tenis
meja, juga lapangan sepak bola, futsal, kolam renang, dan lain-lain. Di daerah
perumahan itu telah berdiri toko olahraga tapi jaraknya agak jauh dari lokasi olah
raga tersebut.. Peminat atau pembeli produk olahraga pada toko tersebut cukup
tinggi dan jika dibangun toko lagi masih layak. </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Diperkirakan peminat olahraga tidak akan turun dan
terus berkembang sejalan dengan bertambahnya jumlah penduduk di sekitar
perumahan. Selain itu olahraga merupakan kebutuhan untuk menyalurkan hobi juga
untuk menjaga kesehatan. Omset toko tersebut rata-rata mencapai 4 juta/hari.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saat ini di dekat tempat olahraga tersebut sedang
didirikan ruko, sebagian dari ruko sudah siap untuk digunakan/dijual. </span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang tersebut, maka saya merencanakan
membangun usaha Toko Perlengkapan Olah Raga. Usaha ini merupakan usaha baru
saya dan mengingat keterbatasan dana dalam membangun usaha tersebut, saya
bermaksud untuk meminjam dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Perlengkapan Olah Raga ini merupakan
usaha perorangan, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Ujang Zawawi.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu oleh<span style="mso-tab-count: 1;"> </span>: 2 orang saudara</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha-usaha saya
merupakan keluarg terdekat saya. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 18.306.000
(Delapan belas juta tiga ratus enam ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Dartar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajik Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Yang dimaksud dengan usaha Toko Perlengkapan Olah
Raga ini adalah menjual perlengkapan olah raga seperti: Bola, Raket, Senar
Raket, Sepatu Olah Raga, dan sebagainya. Sedangkan dalam pemasaran usaha ini ditargetkan
pada 2 segmentasi pasar, yaitu:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Produk yang dibutuhkan untuk
Pria dan Wanita Dewasa.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Anak-anak laki-laki dan
perempuan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survei pada toko olah raga yang sudah ada
disana dimana pendapatan mereka perbulan adalah Rp 120.000.000 perbulan, dan
diperkirakan kenaikan permintaan 5% perbulan seiring bertambahnya penduduk
diperumahan tersebut dan promosi yang dilakukan oleh pengelola gelanggang olah
raga tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Ramalan
permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Perkiraan ramalan proyeksi permintaan atas total omset
perlengkapan olah raga, dapat dilihat pada table dibawah ini:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 6;"> </span>Rp</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" width="91"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Total Omset Penjualan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Kenaikan Omset Penjualan (%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">120,000,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">0.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">126,000,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">132,300,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">138,915,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">145,860,750</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">153,153,788</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">160,811,477</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">168,852,051</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">177,294,653</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">186,159,386</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">195,467,355</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 107.1pt;" width="143"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">205,240,723</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" width="150"><div align="right" class="MsoNormal" style="margin-right: 35.1pt; tab-stops: 66.6pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;">Pada tempat usaha yang saya akan bangun baru ada 1 pesaing, dan
lokasinya kurang strategis. Diperkirakan saya akan dapat merebut sebagian pasar
mereka dalam 1 tahun.</span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Atas dasar ilustrasi sebelumnya maka dapat kami proyeksikan permintaan omset
penjualan atas usaha baru untuk tahap awal diperkirakan penjualan belum
mencapai rata-rata permintaan pasar, karena belum dikenal masyarakat. Tapi
secara perlahan-lahan akan mencapai rata-rata permintaan pasar yaitu berkisar 50%
dari total permintaan pasar. </span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Perkiraan proyeksi omset penjualan dapat dilihat dalam table dibawah
ini:</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="height: 26.65pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; height: 26.65pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" width="91"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 26.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Total Omset Penjualan</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">(Rp)</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 26.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" width="72"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Jumlah Toko</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">(Unit)</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 26.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" width="90"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Peluang Rata-rata</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">(Rp/unit)</span></div>
</td>
<td colspan="2" style="border-left: none; border: solid windowtext 1.0pt; height: 26.65pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" width="180"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">Peluang
Toko Baru</span></b></div>
</td>
</tr>
<tr style="height: 26.6pt; mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 26.6pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" width="90"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">(Rp/unit)</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 26.6pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" width="90"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">(%)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">120,000,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">60,000,000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">36,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">60.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">126,000,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">63,000,000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">44,100,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">70.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">132,300,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">66,150,000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">52,920,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">80.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">138,915,000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">69,457,500 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">62,511,750</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">90.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">145,860,750</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">72,930,375 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">72,930,375</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">153,153,788</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">76,576,894 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">76,576,894</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">160,811,477</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">80,405,738 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">80,405,738</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">168,852,051</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">84,426,025 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">84,426,025</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">177,294,653</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">88,647,327 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">88,647,327</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">186,159,386</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">93,079,693 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">93,079,693</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">195,467,355</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">97,733,678 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">97,733,678</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.1pt;" width="131"><div align="right" class="MsoNormal" style="margin-right: 17.1pt; text-align: right;">
<span style="font-family: "Arial","sans-serif";">205,240,723</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .75in;" valign="top" width="72"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">2</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "Arial","sans-serif";">102,620,361 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="right" class="MsoNormal" style="text-align: right;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">102,620,361</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 67.5pt;" valign="bottom" width="90"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Porsi, Margin, dan Harga
Jual</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Perkiraan porsi, margin, dan omset penjualan pada awal bulan operasi
adalah:</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: 5.4pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; width: 457px;">
<tbody>
<tr style="height: 16.5pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td nowrap="" style="border-right: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">Item</span></b></div>
</td>
<td colspan="2" nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 129.8pt;" valign="bottom" width="173"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Porsi
Omset</span></b></div>
</td>
<td nowrap="" style="border-left: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">Margin</span></b></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 1;">
<td nowrap="" style="border-left: solid windowtext 1.5pt; border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Perlengkapan olah raga</span></div>
</td>
<td nowrap="" style="border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">50.00%</span></div>
</td>
<td nowrap="" style="border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">18.000.000</span></div>
</td>
<td nowrap="" style="border-right: solid windowtext 1.5pt; border: none; height: 15.75pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">30.00%</span></div>
</td>
</tr>
<tr style="height: 15.75pt; mso-yfti-irow: 2;">
<td nowrap="" style="border-left: solid windowtext 1.5pt; border: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Bola, Kok, dll</span></div>
</td>
<td nowrap="" style="height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">50.00%</span></div>
</td>
<td nowrap="" style="height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">18.000.000</span></div>
</td>
<td nowrap="" style="border-right: solid windowtext 1.5pt; border: none; height: 15.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">20.00%</span></div>
</td>
</tr>
<tr style="height: 16.5pt; mso-yfti-irow: 3; mso-yfti-lastrow: yes;">
<td nowrap="" style="border-right: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 135.0pt;" valign="bottom" width="180"><div align="right" class="MsoNormal" style="text-align: right;">
<span style="font-size: 12.0pt;">Omset Penjualan</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 65.0pt;" valign="bottom" width="87"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">100.00%</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: .9in;" valign="bottom" width="86"><div align="right" class="MsoNormal" style="text-align: right;">
<b><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">36.000.000</span></b></div>
</td>
<td nowrap="" style="border-left: none; border: solid windowtext 1.5pt; height: 16.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" valign="bottom" width="103"><div align="right" class="MsoNormal" style="text-align: right;">
<br /></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha ini merupakan lokasi yang paling dekat
dengan gelanggang olah raga diperumahan tersebut. Lokasi sangat strategis
karena terletak disamping parkir kendaraan orang yang akan berolah ragapar. </span></div>
<div class="MsoBodyText3">
Perlengkapan usaha yang diperlukan dalam membangun usaha
ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Bangunan <span style="mso-spacerun: yes;"> </span>24
m2 selama 1 tahun<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>10.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi Bangunan <span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mesin Pasang Senar<span style="mso-tab-count: 1;"> </span>1
unit x @ Rp 15.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>5.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari Kaca 2 unit x @ Rp 750.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase 3 unit x @ Rp 500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span>1.500.000</div>
<div class="MsoBodyText3" style="tab-stops: 1.75in 4.5in;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Perlengkapan Olah Raga
ini sebesar Rp 36.613.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Kontrak Bangunan<span style="mso-spacerun: yes;">
</span><span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span>10.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi Bangunan <span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mesin Pasang Senar Raket<span style="mso-tab-count: 1;"> </span>= Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>5.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari Kaca<span style="mso-tab-count: 2;"> </span>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase<span style="mso-tab-count: 2;"> </span><u>=
Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>1.500.000</u></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 3.0in 4.0in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>= Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.500.000</b></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja:</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 14.2pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo3; tab-stops: list 14.2pt left 4.0in; text-indent: -14.2pt;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;">Modal Kerja</b> operational bulan pertama<span style="mso-tab-count: 1;"> </span>= <u>Rp.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.112.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 4.0in;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>= RP <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>36.613.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>9.250.000
(50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>9.056.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span><b style="mso-bidi-font-weight: normal;">Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>18.306.000</b></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>9.250.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>9.056.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .5in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>18.306.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>36.613.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan,
dan sebagainya.</span></div>
<br />
<div style="text-align: center;">
<br /></div>
<div style="text-align: left;">
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-87623748827980462942013-07-22T18:38:00.000-07:002013-10-31T18:56:39.843-07:00Proposal Usaha Toko Pancing atau Peralatan Pancing<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Ramainya pengunjung yang dating ke tempat pemancingan
yang saya bangun dipinggiran kota
Jakarta, dan
tidak ada toko yang menjual alat pancing didaerah tersebut. Sehingga banyak
pelanggan saya yang mengeluh, karena beberapa dari mereka alat pancingnya rusak
dan ada juga yang ingin membeli alat pancing.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Masalah ini menimbulkan inspirasi saya untuk membangun
sebuah toko pancing dilokasi tersebut. Rencana lokasi toko pancing terletak
pada samping pintu masuk dan menghadap ke jalan raya, agar masyarakat yang akan
memancing atau yang lewat mengatahui keberadaan toko pancing tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Pancing. Mengingat keterbatasan
dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Pancing ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 2 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri dan dibantu karyawan. Untuk lebih jelas tentang riwayat hidup atau
<i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 20.639.000
(Dua puluh juta enam ratus tiga puluh sembilan ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajik Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Toko pancing disini adalah toko yang menjual
perlengkapan pemancingan termasuk upannya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan segmentasi usaha ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Pelanggan yang
sering memancing</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l1 level1 lfo3; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Masyarakat yang
hobby mancing dan lewat didaerah tersebut</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survey pada sebuah toko pancing yang
berjarak <u>+</u> 25 km
dari lokasi yang berada dekat dengan pasar umum, dimana omset mereka mencapai
Rp 45.000.000 /bulan. Dan sebagian dari pelanggan mereka merupakan mereka yang
sering memancing didaerah tempat pemancingan yang saya bangun.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Diperkirakan omset toko pancing yang saya akan bangun
lebih besar dari toko tersebut dan meningkat 5% perbulan seiring dengan
meningkatnya pelanggan yang memancing.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tabel Proyeksi Omset penjualan toko pancing (bulan)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Omset <br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan <br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">31.500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">70</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">36.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">80</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">40.500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">90</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">45.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">100</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">47.250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">105</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">49.500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">110</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">51.750</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">115</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">54.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">120</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">56.250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">56.250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">56.250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 59.4pt;" valign="top" width="79"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">56.250</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">125</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Saat ini pesaing disekitar dilokasi tersebut belum ada
yang membangun toko pancing, maka dianggap tidak ada pesaing.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat tidak ada pesaing, maka <b style="mso-bidi-font-weight: normal;">Peluang</b> sama dengan <b style="mso-bidi-font-weight: normal;">Permintaan.</b></span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Rencana Toko Pancing ini akan dibuka di pusat kota ini, pada sebuah mal
yang terbesar dikota tersebut. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Pembangunan bangunan toko pancing </a><span style="mso-bookmark: OLE_LINK1;">12 m2</span><span style="mso-bookmark: OLE_LINK1;"> x @ Rp 1.250.000<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>15.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unti x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 20 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>17.500.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Pancing ini sebesar Rp
57.130.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK2"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Pembangunan toko pancing </a><span style="mso-bookmark: OLE_LINK2;">12 m2</span><span style="mso-bookmark: OLE_LINK2;"> x @ Rp 1.250.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span>15.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unti x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak kayu 2 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>250.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK2;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>17.500.000</b></span></div>
<span style="mso-bookmark: OLE_LINK2;"></span>
<br />
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.25pt; margin-top: 0in; tab-stops: 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja</b> Pengadaan alat dan spare
parts pancing<span style="mso-tab-count: 1;"> </span><u>Rp
<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>39.630.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 328.5pt;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>RP <span style="mso-spacerun: yes;"> </span>57.130.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>8.750.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>11.889.000 (30%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>20.639.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="text-decoration: none;"> </span></span></u></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>8.750.000
(50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l2 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>27.741.000
(70%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>36.491.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>57.130.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan <i style="mso-bidi-font-style: normal;">(Microsoft Excel)</i>, seperti: Harga Jual,
Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pembayaran Kredit</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sedangkan pembayaran kredit akan dimulai dicicil
pada bulan kedua operasional, dan berakhir pada bulan ke-12. Lebih detail dapat
dilihat pada tabel dibawah ini atau pada lampiran-02 Proyeksi Aliran Dana)</span></div>
<div class="MsoHeading9" style="margin-top: 6.0pt;">
Tabel Jadwal Pembayaran Pokok dan
Bunga Kredit</div>
<div class="MsoNormal">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; margin-left: 9.9pt; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0in 5.4pt 0in 5.4pt;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" width="104"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" width="126"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pokok Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" width="132"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bunga Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">117</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,158</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">446</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,487</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">405</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,446</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">365</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,406</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">324</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,365</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">284</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,325</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">243</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,284</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">203</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,244</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">162</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,203</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">122</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,163</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,041</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">81</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,122</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">3,040</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">41</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,080</span></b></div>
</td>
</tr>
</tbody></table>
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<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Proyeksi Laba Rugi</span></u></b></div>
<div class="MsoBodyText">
Pada bulan operasi pertama diperkirakan sudah mendapatkan
keuntungan sebesar <br />
<b style="mso-bidi-font-weight: normal;">Rp 5.138.000</b> dan bulan kedua
memperoleh laba sebesar <b style="mso-bidi-font-weight: normal;">Rp 5.934.000</b>.
Akumulasi keuntungan selama 1 tahun pertama adalah <b style="mso-bidi-font-weight: normal;">Rp 110.888<span style="color: black;">.000</span></b>. Lebih ditail
tentanng<span style="mso-spacerun: yes;"> </span>Proyeksi laba rugi dapat
dilihat pada Lampiran-03</div>
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<b style="mso-bidi-font-weight: normal;"><u>Analisa
Investasi</u></b></div>
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Dalam analisa investasi kami menggunakan 2 metode, yaitu:</div>
<div class="MsoBodyText" style="margin-left: .25in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-indent: -.25in;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Payback
Period</i></b> adalah suatu periode yang diperlukan untuk menutup kembali
investasi dengan menggunakan keuntungan ditambah penyusutan.</div>
<div class="MsoBodyText" style="margin-left: .25in;">
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Payback Period</i></b> usaha ini
adalah<b style="mso-bidi-font-weight: normal;"> 8 bulan.</b></div>
<div class="MsoBodyText" style="margin-left: .25in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-indent: -.25in;">
<span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;">Internal
Rate of Return (IRR)</i></b> adalah tingkat bunga yang akan menjadi nilai
sekarang dari <i style="mso-bidi-font-style: normal;">proceeds</i> yang
diharapkan yang akan diteriama, sama dengan nilai sekarang dari pengeluaran modal.
IRR yang baik jika lebih besar dari tingkat suku bunga bank.</div>
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<b style="mso-bidi-font-weight: normal;">IRR</b> 1 tahun sebesar<b style="mso-bidi-font-weight: normal;"> 11,97%.
(diatas bunga bank 1,33% perbulan)</b></div>
<div class="MsoBodyText" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Rasio Keuangan</u></b></div>
<div class="MsoBodyText">
Metode yang digunakan adalah:</div>
<br />
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: large;">Download versi lengkap proposal usaha dan studi kelayakan bisnis toko pancing : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-pancing-xls" rel="nofollow" target="_blank">Perhitungn Rumus Usaha toko pancing.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-pancing-doc" rel="nofollow" target="_blank">Proposal Usaha toko pancing.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-54565938315856679482013-07-21T18:39:00.000-07:002013-10-31T18:57:11.518-07:00Proposal Usaha Bisnis Toko Optik<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt;">Pada suatu kota
atau kabupaten telah berdiri suatu mal yang cukup besar. Mal tersebut baru
beroperasi <u>+</u> 2 tahun dimana pengunjungnya cukup ramai. Tapi didalam mal
tersebut belum ada yang membuka usaha toko optik (kacamata).</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada kota
atau kabupaten tersebut memang ada beberapa toko optik dipinggir jalan dan
pelanggannya cukup banyak, sehingga untuk membangun sebuah toko optik dikota
tersebut masih sangat layak. Sehingga saya merencanakan untuk membangun toko
optik dikota tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tapi melihat ada sebuah mal dikota tersebut dan mal
tersebut sangat nyaman, bersih, sehingga banyak orang ber kunjung kesana dan
sebagian pengunjung menghabiskan uangnya dimal tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Maka saya merencanakan membangun usaha toko optik
dimal tersebut, diperkirakan dalam beberapa bulan operasional toko optik saya
akan menyerap bagian pasar (<i style="mso-bidi-font-style: normal;">market share</i>)
diatas rata-rata. </span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Optik. Mengingat keterbatasan dana
dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Optik ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Chandra H.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Novie (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 5 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri dan dibantu karyawan. Untuk lebih jelas tentang riwayat hidup atau
<i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 33.131.000
(Tiga puluh tiga juta seratus tiga puluh satu ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Toko Optik yang dimaksud disini adalah toko yang
menjual kaca mata berikut bingkainya dan juga pemeriksaan mata. Sedangkan jenis
kacamatanya adalah:</span></div>
<div class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Kaca mata biasa
atau kacamata anti silau</span></div>
<div class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Kaca mata min
atau plus</span></div>
<div class="MsoNormal" style="margin-left: .5in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Penggantian lensa
kaca mata</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .5in; margin-right: 0in; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .5in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt;">Service kaca mata</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari hasil survey keseluruh toko optic yang ada dikota
tersebut sebanyak 5 toko optic, dimana total omset mereka mencapai Rp 360.000.000
perbulan. Jika saya jadi membuka toko optic, maka dikota tersebut mempunyai 6
toko optic, sehingga omset rata-rata setiap toko adalah Rp 360.000.000 : 6 = Rp
60.000.000 perbulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat lokasi tempat usaha saya dimal dan
situasinya lebih nyaman, lebih ramai, maka diperkirakan omset usaha saya diatas
20% dari rata-rata setelah beberapa bulan kedepan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pesaing yang sudah ada dikota tersebut sebanyak 5 toko
optic, dan sudah dijelaskan diatas.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Berdasarkan analisa permintaan dan pesaing, maka
proyeksi peluang toko optic yang saya akan bangun adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 4.5in; margin-right: 0in; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480; width: 480px;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td rowspan="2" style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan<br clear="all" style="mso-special-character: line-break; page-break-before: always;" />
</span></div>
</td>
<td rowspan="2" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Rata-rata permintaan<br />
(Rp 000)</span></div>
</td>
<td colspan="3" style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 218.75pt;" width="292"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Peluang
(Toko Baru)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" width="99"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Keunggulan<br />
(%)</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Keunggulan<br />
(Rp 000)</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total<br />
(Rp 000)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">0%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">0</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">60.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">5%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">3000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">63.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">10%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">6000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">66.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">15%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">9000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">69.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 58.75pt;" valign="top" width="78"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 82.5pt;" valign="top" width="110"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">60.000</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 74.0pt;" valign="top" width="99"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">20%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 73.5pt;" valign="top" width="98"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">12.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 71.25pt;" valign="top" width="95"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">72.000</span></b><span style="font-size: 12.0pt;"></span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Harga
pokok</span></u></b></div>
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<span style="font-size: 12.0pt;">Harga pokok Kaca mata adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kaca mata biasa atau anti silau 75,00%</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kaca mata min atau plus 70,00%</span></div>
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">Service dan Ganti lensa 65,00%</span><br />
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: large;">Download versi lengkap proposal dan studi kelayakan bisnis Toko Optik : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/proposal-usaha-toko-optik" rel="nofollow" target="_blank">Perhitungan Rumus Proposal usaha toko optik.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/proposal-usaha-toko-optik-doc" rel="nofollow" target="_blank">Proposal usaha toko optik.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-37750948483535535162013-07-20T19:57:00.000-07:002013-10-31T18:58:09.041-07:00Proposal Usaha Toko Obat<!--[if gte mso 9]><xml>
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<span style="font-size: 12.0pt;">Di suatu ruko sebuah perumahan belum ada yang membuka
toko obat atau apotik. Berdasarkan informasi dari rekan saya pengusaha toko
obat, untuk mendirikan toko obat di depan suatu perumahan dengan penduduk
diatas 2500 kk rata-rata cukup layak. Rekan saya ini mempunyai beberapa usaha
toko obat dan salah satunya di depan suatu perumahan yang hampir sama besarnya
dengan perumahan tempat saya tinggal dan omset yang cukup besar.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kemudian ia mengatakan, yang perlu diperhatikan adalah
toko obat tersebut harus lengkap dan harganya dibawah apotik. Jika saya ingin
mendirikan toko obat didepan perumahan tempat saya tinggal, ia akan membantu
dalam pengadaan barang dan manajemen operasionalnya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Obat. Mengingat keterbatasan dana
dalam membangun usaha tersebut, saya bermaksud untuk meminjam dana untuk
menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Obat ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
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<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Zulkarnain.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus<span style="mso-tab-count: 1;"> </span>: Novita
(istri) dibantu 1 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri. Untuk lebih jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 35.677.000
(Tiga puluh lima
juta enam ratus tujuh puluh tujuh ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Dartar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajik Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy sertifikat rumah</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah menjual obat-obatan umum dan
juga obat-obatan dengan resep dokter yang sering digunkan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi pasar usaha ini adalah masyarakat perumahan
tersebut dean perumahan disekitarnya untuk anak-anak hingga dewasa.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dari informasi yang didapat dari rekan saya, bahwa
omset toko obat didepan perumahan saya diperkirakan rata-rata rP 1.000.000
hingga Rp 1.500.000 perhari atau Rp 30.000.000 hingga Rp 45.000.000 perbulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Diperumahan saya belum ada yang membuka toko obat
tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Karen pesaing tidak ada, maka peluang sama dengan
permintaan. Proyeksi omset penjualan dapat dilihat pada table dibawah ini.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 5;"> </span>bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="height: 40.1pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; height: 40.1pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" width="101"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 40.1pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" width="102"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Omset<br />
(Rp 000)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 40.1pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan<br />
(%)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; height: 40.1pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" width="105"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Harga Pokok<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">21.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">70</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">25.500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">85</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">30.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">100</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">36.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">110</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">39.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">120</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">40.500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">130</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">135</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.05in;" valign="top" width="101"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 76.2pt;" valign="top" width="102"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">42.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 66.8pt;" valign="top" width="89"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">140</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 78.4pt;" valign="top" width="105"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">25%</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Awal bulan operasi diperkirakan omset masih kecil,
karena masih belum banyak yang tahu dan akan meningkat terus sejalan dengan
penyebaran informasi dan pertambahan penduduk.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha terletak didepan perumhan, tepatnya
pada pintu masuk perumahan tempat saya tinggal. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<a href="http://www.blogger.com/null" name="OLE_LINK1"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Tambahan Bangunan 3 x 9 m= </a><span style="mso-bookmark: OLE_LINK1;">27 m2</span><span style="mso-bookmark: OLE_LINK1;"> x @ Rp 1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>40.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca (2 x 0, 60 x 1) 3 unit x @ Rp
750.000 <span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>2.250.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 4.5in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca (2 x 0,60 x 2) 3 unit x Rp
1.500.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>4.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 1 unit<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>48.750.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Obat ini sebesar Rp 71.353.000,
dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="tab-stops: 4.0in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Tambahan Bangunan <span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>40.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca <span style="mso-tab-count: 1;"> </span><span style="mso-spacerun: yes;"> </span>(2 x 0, 60 x 1)<span style="mso-tab-count: 3;"> </span>Rp<span style="mso-spacerun: yes;"> </span>2.250.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 4.5in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase / Lemari kaca <span style="mso-tab-count: 1;"> </span>(2
x 0,60 x 2)<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>4.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & kursi 1 unit<span style="mso-tab-count: 4;"> </span>Rp<span style="mso-spacerun: yes;"> </span>500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 4;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>1.000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 4.5in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>48.750.000</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 14.2pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list 14.2pt left 4.0in; text-indent: -14.2pt;">
<span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span><b style="mso-bidi-font-weight: normal;">Modal Kerja</b> operational bulan pertama<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span><u>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>22.604.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 4.0in;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>RP<span style="mso-spacerun: yes;"> </span>71.353.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>24.375.000
(50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>11.302.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span><b style="mso-bidi-font-weight: normal;">Rp<span style="mso-spacerun: yes;">
</span>35.677.000</b></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>24.375.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>11.302.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .5in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>35.677.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>71.677.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan
Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur
Ekonomis / Penyusutan, dan sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pembayaran Kredit</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Sedangkan pembayaran kredit akan dimulai dicicil
pada bulan kedua operasional, dan berakhir pada bulan ke-12. Lebih detail dapat
dilihat pada tabel dibawah ini atau pada lampiran-02 Proyeksi Aliran Dana)</span></div>
<div class="MsoHeading9" style="margin-top: 6.0pt;">
Tabel Jadwal Pembayaran Pokok dan
Bunga Kredit</div>
<div class="MsoNormal">
<br /></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: none; margin-left: 9.9pt; mso-border-alt: solid windowtext .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext; mso-padding-alt: 0in 5.4pt 0in 5.4pt;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" width="104"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" width="126"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pokok Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" width="132"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bunga Kredit</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total</span></b></div>
<div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">(Rp 000)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">406</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,379</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">545</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,518</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">496</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,469</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">446</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,419</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">396</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,369</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">347</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,320</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">297</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,270</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-8</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">248</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,221</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-9</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">198</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,171</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-10</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">149</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,122</span></b></div>
</td>
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<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-11</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,973</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">99</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,072</span></b></div>
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<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.7pt;" valign="top" width="104"><div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Bulan-12</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 94.5pt;" valign="top" width="126"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">2,974</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="color: black; font-size: 12.0pt;">50</span></div>
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<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">3,023</span></b></div>
</td>
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<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Proyeksi Laba Rugi</span></u></b></div>
<div class="MsoBodyText">
Pada bulan operasi pertama diperkirakan sudah mendapatkan
keuntungan sebesar <br />
<b style="mso-bidi-font-weight: normal;">Rp 595.000</b> dan bulan kedua
memperoleh laba sebesar <b style="mso-bidi-font-weight: normal;">Rp 1.581.000</b>.
Akumulasi keuntungan selama 1 tahun pertama adalah <b style="mso-bidi-font-weight: normal;">Rp 56.333<span style="color: black;">.000</span></b>. Lebih ditail
tentanng<span style="mso-spacerun: yes;"> </span>Proyeksi laba rugi dapat
dilihat pada Lampiran-03</div>
<div class="MsoBodyText">
<b style="mso-bidi-font-weight: normal;"><u>Analisa
Investasi</u></b></div>
<div class="MsoBodyText">
Dalam analisa investasi kami menggunakan 2 metode, yaitu:</div>
<br />
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<span style="font-size: large;">Download versi lengkap proposal usaha dan studi kelayakan bisnis usaha jual obat : </span></div>
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-obat-xls" rel="nofollow" target="_blank">Perhitungan Rumus Usaha toko obat.xls</a></div>
<div style="text-align: left;">
<a href="http://adf.ly/4007118/usaha-toko-obat-doc" rel="nofollow" target="_blank">Proposal Usaha toko obat.doc</a></div>
Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-76236337102561096902013-07-19T20:37:00.001-07:002013-10-31T18:58:43.991-07:00Proposal Usaha Furniture atau Meubel<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Furnitur & Mebel yang dimaksud disini adalah
produk perlengkapan rumah tangga, seperti kursi dan meja tamu (sofa), kursi dan
meja makan, lemari, buffet, tempat tidur dan sebagainya. Permintaan produk ini
cukup tinggi, khususnya di perumahan-perumahan baru atau yang baru berkembang.
Dan pada umumnya setiap 3-5 tahun mereka mengganti produk mebel tersebut karena
sudah rusak atau bosan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada daerah yang terdiri dari beberapa komplek perumahan
dan kavlingan, baik yang sudah terisi sebagian ataupun yang masih berkembang,
ada sebuah toko mebel kecil yang omsetnya cukup besar. Kelemahan toko itu
adalah kurang banyaknya jenis dan merek mebel yang tersedia karena kurangnya ruang
di toko tersebut. Mereka hanya memperlihatkan gambar/brosur saja. Tentu saja
itu kurang memuaskan para pembelinya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Tidak jauh dari toko tersebut ada tanah kosong yang
cukup luas akan dijual. Diperkirakan akan layak untuk membangun toko mebel
disana.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Furnitur & Mebel. Mengingat
keterbatasan dana dalam membangun usaha tersebut, saya bermaksud mengajak
rekan-rekan untuk bermitra membangun usaha tersebut dan juga pada bank untuk meminjamkan
dananya dalam rangka untuk menutupi kekurangan dana investasi tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Furnitur & Mebel ini merupakan usaha berbentuk
CV, dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Yeni Chandra.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu oleh<span style="mso-tab-count: 1;"> </span>: 5 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya telah
memiliki sebuah Toko Furnitur & Mebel dilokasi yang dipimpin oleh istri
saya, sedangkan yang mengurus usaha ini adalah saya sendiri. Untuk lebih jelas
tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum
Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 206.273.000
(Dua ratus enam juta dua ratus tujuh puluh tiga ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Akte Pendirian CV yang disahkan oleh pengadilan setempat</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">SIUP (Surat
Izin Usaha Pengusaha)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">TDP (Tanda Daftar Perusahaan)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">NPWP (Nomor Pokok Wajib Pajak)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Yang dimaksud usaha Toko Furnitur & Mebel adalah
menjual perlengkapan rumah tangga seperti: meja, kursi, lemari, tempat tidur
dan sebagainya, sedangkan dalam pemasaran usaha ini ditargetkan pada 2
segmentasi pasar, yaitu:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Perumahan Baru, </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Perumahan Lama </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Informasi yang kami peroleh dari toko mebel yang
berada tidak jauh dari lahan kami, mengatakan omset mereka cukup besar,
mencapai Rp 150.000.000 perbulan dan seharusnya lebih besar lagi, hal ini
mengingat ruangan kami kurang besar banyak contoh-contoh yang tidak dapat
dipajang disini. Dan kebanyakan langganan kami yang datang selalu ingin melihat
contoh yang nyata dan kami tidak bisa memenuhinya. Jika kami mempunyai ruang
yang cukup besar dan bisa memenuhi permintaan pelanggan kami mungkin omset kami
lebih dari 2 kali lipat dari saat ini.</span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;">Pada lokasi usaha yang saya akan bangun sudah ada 1 pesaing, seperti
yang diceritakan diatas. Tetapi mengingat ia mempunyai kelemahan, maka
kelemahan itu bisa saya tutupi sehingga omset penjualan mebel didaerah tersebut
akan meningkat dan tidak akan mematikan usaha pesaing ini mungkin akan lebih
meningkat. Karena akan mengundang pelanggan-pelanggan baru. </span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Atas dasar ilustrasi sebelumnya maka dapat kami proyeksikan permintaan omset
penjualan. Untuk tahap awal diperkirakan penjualan belum mencapai rata-rata
permintaan pasar, karena belum dikenal masyarakat. Tapi secara perlahan-lahan dan
sejalan dengan promosi yang kami akan adakan akan mencapai rata-rata permintaan
pasar dan mungkin akan berlipat ganda dengan adanya strategi baru yang akan
diterapkan. </span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Sehingga permintaan dan peluang atas usaha yang akan dibangun pada
bulan pertama adalah Rp 200.000.000 : 2 x 75%= Rp 75.000.000, lebih lanjut
dapat dilihat pada tabel dibawah ini. </span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi omset penjualan (peluang) untuk usaha saya adalah:</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;"><span style="mso-tab-count: 6;"> </span>Rp</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" width="91"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" width="137"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Omset Penjualan</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">(Peluang)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="top" width="150"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Kenaikan omset penjualan</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span>(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">75,000,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif"; mso-bidi-font-size: 12.0pt;">0.00%</span></b><b><span style="font-family: "Arial","sans-serif";"></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">97,500,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif"; mso-bidi-font-size: 12.0pt;">30.00%</span></b><b><span style="font-family: "Arial","sans-serif";"></span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">126,750,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">30.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">152,100,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">20.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">182,520,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">20.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">200,772,000 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">10.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">5.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">0.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">0.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">0.00%</span></b></div>
</td>
</tr>
<tr style="height: 14.35pt; mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">0.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210,810,600 </span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 112.5pt;" valign="bottom" width="150"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-family: "Arial","sans-serif";">0.00%</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Porsi, Margin, dan Harga
Jual</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Perkiraan Margin , dan Omset penjualan adalah</span></div>
<table border="0" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; margin-left: 5.4pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; width: 517px;">
<tbody>
<tr style="height: 13.9pt; mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td nowrap="" rowspan="2" style="border-right: none; border: solid windowtext 1.5pt; height: 13.9pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" width="174"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">Item</span></b></div>
</td>
<td colspan="2" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: none; border-top: solid windowtext 1.5pt; height: 13.9pt; padding: 0in 5.4pt 0in 5.4pt; width: 2.5in;" valign="top" width="240"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Porsi
Omset</span></b></div>
</td>
<td nowrap="" rowspan="2" style="border-left: none; border: solid windowtext 1.5pt; height: 13.9pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" width="103"><div align="center" class="MsoNormal" style="margin-left: -69.2pt; text-align: center; text-indent: 69.2pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">Margin</span></b></div>
</td>
</tr>
<tr style="height: 13.85pt; mso-yfti-irow: 1;">
<td style="border-bottom: solid windowtext 1.5pt; border: none; height: 13.85pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" valign="top" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">(%)</span></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border: none; height: 13.85pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">(Rp)</span></b></div>
</td>
</tr>
<tr style="height: 25.5pt; mso-yfti-irow: 2;">
<td nowrap="" style="border-left: solid windowtext 1.5pt; border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" width="174"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Meja, Kursi, Lemari</span></div>
</td>
<td style="border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">60%</span></div>
</td>
<td nowrap="" style="border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">45.000.000</span></div>
</td>
<td nowrap="" style="border-right: solid windowtext 1.5pt; border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">20%</span></div>
</td>
</tr>
<tr style="height: 25.5pt; mso-yfti-irow: 3;">
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: solid windowtext 1.5pt; border-right: none; border-top: none; height: 25.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" width="174"><div class="MsoNormal">
<span style="font-size: 12.0pt;">Tempat Tidur</span></div>
</td>
<td style="border-bottom: solid windowtext 1.5pt; border: none; height: 25.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">40%</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border: none; height: 25.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">30.000.000</span></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: solid windowtext 1.5pt; border-top: none; height: 25.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "SWISS","serif"; font-size: 12.0pt;">17,50%</span></div>
</td>
</tr>
<tr style="height: 25.5pt; mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: solid windowtext 1.5pt; border-right: none; border-top: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 130.5pt;" width="174"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Total</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.5pt; border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">100%</span></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 1.25in;" width="120"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "SWISS","serif"; font-size: 12.0pt;">75.000.000</span></b></div>
</td>
<td nowrap="" style="border-bottom: solid windowtext 1.5pt; border-left: none; border-right: solid windowtext 1.5pt; border-top: none; height: 25.5pt; mso-border-top-alt: solid windowtext 1.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 77.6pt;" width="103"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Lokasi usaha terletak antara perumahan lama dengan
perumahan baru atau lebih tepatnya 300 m dari pintu masuk perumahan baru yang
sedang dikembangkan. </span></div>
<div class="MsoBodyText3">
Perlengkapan usaha yang diperlukan dalam membangun usaha
ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Pembelian Tanah<span style="mso-tab-count: 1;"> </span><span style="mso-bookmark: OLE_LINK2;">250 m2</span><span style="mso-bookmark: OLE_LINK2;"> x @ Rp 750.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>187.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bangunan Permanen<span style="mso-tab-count: 1;"> </span>150 m2 x @ Rp 1.000.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bangunan Semi Permanen 50 m2 x @ Rp 250.000<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>12.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil Pick-up Second<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>20.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK2;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Perlengkapan, dan lain-lain<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>5.000.000</span></div>
<span style="mso-bookmark: OLE_LINK2;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: 1.75in 4.5in;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Furnitur & Mebel ini
sebesar Rp 412.547.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="tab-stops: 1.75in 4.0in;">
<br /></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Pembelian Tanah<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>187.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bangunan Permanen<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>150.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Bangunan Semi Permanen<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>12.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Mobil Pick-up<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>20.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 1.75in 4.0in; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span>5.000.000</u></div>
<div class="MsoBodyText3" style="margin-left: 2.0in; tab-stops: 3.0in 4.0in;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>= Rp <span style="mso-spacerun: yes;"> </span>375.000.000</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.25pt; margin-top: 0in; tab-stops: 4.0in;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja</b> operational bulan pertama<span style="mso-tab-count: 1;"> </span><u>= Rp.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="color: black;">.37.547.</span>000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 4.0in;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>= RP <span style="mso-spacerun: yes;"> </span>412.547.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>187.500.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.773.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span><b style="mso-bidi-font-weight: normal;">Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span>206.273.000</b></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>187.500.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.773.000 (50%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .5in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>206.273.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 40.3pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;">
</span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>412.547.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan, seperti: Harga
Jual, Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<br />
<div style="text-align: left;">
<b><br /></b>
</div>
<div style="text-align: left;">
<b>Download proposal usaha dan studi kelayakan bisnis toko furniture/furnitur atau mebel/meubel :</b></div>
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-4484160280309836102013-07-18T18:29:00.000-07:002013-11-03T18:09:48.421-08:00Proposal Usaha Toko Mainan Anak-Anak<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Suatu komplek ruko yang didirikan oleh group developer
terkenal. Dimana lokasinya terletak ditengah-tengah beberapa perumahan yang
sangat besar dengan jumlah rumah yang telah dibangun mencapai <u>+</u> 30.000
rumah, dan direncanakan akan dibangun <u>+</u> 50.000 rumah. Rencana jangka
panjang lokasi tersebut akan dijadikan kota
satelit seperti; Bintaro, Kelapa Gading, di Jakarta.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat perumahan tersebut dibangun <u>+</u> 15
tahun yang lalu, sehingga penghuni perumahan tersebut sebagian besar merupakan
keluarga baru (Baru menikah) yang berumur 7 tahun kebawah dan sisanya lagi
berumur diatas 7 tahun, maka daerah tersebut banyak anak-anak yang berumur
dibawah 5 tahun ataupun yang akan lahir.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat lokasi tersebut terus dikembangkan dan
dibangun rumah-rumah baru, dan pada umumnya yang membeli rumah rata-rata adalah
keluarga baru, maka diperkirakan pertumbuhan jumlah anak-anak didaerah tersebut
baik dari kelahiran ataupun pendatang baru akan meningkat tajam.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Kebetulan komplek ruko tersebut belum ada yang
membangun toko mainan anak-anak, dan ini merupakan peluang usaha bagi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Mainan Anak-anak. Mengingat
keterbatasan dana dalam membangun usaha tersebut, saya bermaksud untuk meminjam
dana untuk menutupi kekurangan dana investasi saya.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Mainan Anak-anak ini merupakan usaha perorangan,
dimana pengurus usaha adalah:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Yudi C.</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pengurus Harian<span style="mso-tab-count: 1;"> </span>: Esti (istri)</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu<span style="mso-tab-count: 1;"> </span>: 3 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya masih bekerja
pada sebuah perusahaan swasta, sedangkan yang mengurus usaha ini merupakan istri
saya sendiri dan dibantu karyawan. Untuk lebih jelas tentang riwayat hidup atau
<i style="mso-bidi-font-style: normal;">Curriculum Vitae</i> (CV) saya, maka saya
lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoTitle" style="margin-right: 2.25pt; text-align: justify;">
Modal dasar
usaha dan telah disetorkan sebesar <span style="mso-bidi-font-weight: bold;">Rp 59.888.000
(Lima puluh Sembilan
juta delapan ratus delapan puluh delapan ribu rupiah)</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Copy BPKB Mobil</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Produk
& Segmentasi</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Produk usaha ini adalah menjual mainan anak-anak
dengan kelasa menengah kebawah, seperti mobil-mobilan, kereta apai, boneka,
bola, sticker, robot-robtan, mobil dengan Accu, dan sebagainya.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Segmentasi pasar usaha ini adalah anak yang berlokasi
di perumahan tersebut.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Hasil survey kesebuah toko mainan anak-anak pada suatu
kota mandiri,
dimana kondisi ekonomi dan jumlah anak-anaknya hapir sama, omset yang mereka
peroleh mencapai Rp 5.000.000/perhari atau Rp 150.000.000/bulan. Diperkirakan
omset toko ini akan sama dengan toko tersebut setelah beberapa bulan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada komplek ruko tersebut belum ada yang bangun usaha
ini, sehingga pesaing dianggap tidak ada.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat pesaing tidak ada, maka peluang sama dengan
permintaan. Proyeksi usaha ini adalah:</span><br />
<br />
<span style="font-size: 12.0pt;"></span><br />
<a name='more'></a></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 6;"> </span>bulan</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Omset<br />
Rp 000</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="margin-bottom: 6.0pt; text-align: center;">
<span style="font-size: 12.0pt;">Kenaikan<br />
(%)</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">105,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">70.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">120,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">80.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">135,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">90.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">150,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">100.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">157,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">105.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">165,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">110.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">172,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">115.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">180,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">120.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">187,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">125.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">195,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">130.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">202,500</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">135.00%</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: black; font-size: 12.0pt;">210,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 88.55pt;" valign="top" width="118"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="color: blue; font-size: 12.0pt;">140.00%</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Mengingat toko tersebut belum banyak yang tahu, maka
bulan-bulan awal operasi omset masih kecil, dan perumahan tersebut terus
dikembangkan dan makin banyaknya orang yang tahu keberadaan toko tersebut, maka
diperkirakan omset penjualan akan naik bertahap sebesar 5% perbulan.</span></div>
<div class="MsoBodyText3" style="margin-top: 12.0pt; tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">III.<span style="mso-tab-count: 1;"> </span>Lokasi dan Teknis</span></b></div>
<div class="MsoBodyText3">
<b style="mso-bidi-font-weight: normal;"><u>Lokasi Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Rencana Toko Mainan Anak-anak ini akan dibuka di komplek
ruko diperumahan tersebut. </span></div>
<div class="MsoBodyText3">
Fasilitas dan perlengkapan usaha yang diperlukan dalam
membangun usaha ini adalah:</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Ruko 1 tahun<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>Rp
<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>25.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unit x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalse 2 unit x @ Rp 1500.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>3.000.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak 3 unit x @ Rp 500.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</span></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-bookmark: OLE_LINK1;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</u></span></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<span style="mso-bookmark: OLE_LINK1;"><b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>36.500.000</b></span></div>
<span style="mso-bookmark: OLE_LINK1;"></span>
<br />
<div class="MsoBodyText3" style="tab-stops: .5in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">IV.<span style="mso-tab-count: 1;"> </span>Proyeksi Keuangan</span></b></div>
<div class="MsoBodyText3">
Total biaya pembangunan Usaha Toko Mainan Anak-anak ini
sebesar Rp 175.293.000, dengan rincian sebagai berikut:</div>
<div class="MsoBodyText3" style="tab-stops: 3.0in;">
<b style="mso-bidi-font-weight: normal;">Investasi tetap:</b></div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Sewa Ruko 1 tahun<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>25.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Renovasi<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>5.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lemari kaca 2 unit x @ Rp 750.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Etalase 2 unit x @ Rp 1500.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>3.000.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Rak 3 unit x @ Rp 500.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>1.500.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 256.5pt 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Meja & Kursi 1 unit x @ Rp 250.000<span style="mso-tab-count: 2;"> </span>Rp<span style="mso-spacerun: yes;"> </span>250.000</div>
<div class="MsoBodyText3" style="margin-left: .25in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 1.75in 328.5pt; text-indent: -.25in;">
<span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span>Lain-lain<span style="mso-tab-count: 2;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>250.000</u></div>
<div class="MsoBodyText3" style="margin-left: 1.75in; tab-stops: 1.75in 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>36.500.000</b></div>
<div class="MsoBodyText3" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.25pt; margin-top: 0in; tab-stops: 328.5pt;">
<b style="mso-bidi-font-weight: normal;">Modal Kerja</b> Pengadaan Mainan Anak-anak<span style="mso-tab-count: 1;"> </span><u>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>138.793.000</u></div>
<div class="MsoBodyText3" style="margin-bottom: 6.0pt; margin-left: 2.0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 328.5pt;">
<b>Grand Total<span style="mso-tab-count: 1;"> </span>RP <span style="mso-spacerun: yes;"> </span>175.293.000</b></div>
<h2 style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 14.0pt; text-transform: uppercase;">Sumber Dana Investasi</span></b></h2>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kebutuhan dana dalam pembangunan usaha ini berasal
dari dana sendiri dan dana pinjaman dari bank. Yaitu:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal sendiri</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.250.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>41.638.000 (30%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>59.888.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 0in; margin-right: 2.15pt; margin-top: 6.0pt; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kredit Bank</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Investasi Tetap<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>18.250.000 (50%)</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.25pt; margin-top: 0in; mso-list: l0 level1 lfo1; tab-stops: list .25in left 2.0in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal Kerja<span style="mso-tab-count: 1;"> </span><u>Rp<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>97.155.000
(70%)</u></span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 2.25pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Total<span style="mso-tab-count: 1;"> </span>Rp<span style="mso-spacerun: yes;"> </span>115.405.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 45.0pt; margin-right: 0in; margin-top: 6.0pt; tab-stops: 40.5pt 2.0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">Grand Total<span style="mso-tab-count: 1;"> </span>Rp <span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>175.293.000</span></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 12.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi Proyeksi Keuangan:</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Asumsi-asumsi proyeksi keuangan dapat dilihat pada <b style="mso-bidi-font-weight: normal;">Formulir</b> lampiran keuangan <i style="mso-bidi-font-style: normal;">(Microsoft Excel)</i>, seperti: Harga Jual,
Harga Pokok, Biaya Operasional, Tenaga Kerja, Suku Bunga Bank, Rasio
Persediaan, Piutang, Hutang Dagang, <span style="mso-spacerun: yes;"> </span>Kenaikan Harga dan Biaya (<i style="mso-bidi-font-style: normal;">escalation</i>), Umur Ekonomis / Penyusutan, dan sebagainya.</span></div>
<br />
<span style="font-size: large;"><br /></span>
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<br />
<div style="text-align: left;">
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Anonymoushttp://www.blogger.com/profile/00937338117888021202noreply@blogger.comtag:blogger.com,1999:blog-8585510245613421640.post-31476486554424565892013-07-17T18:38:00.000-07:002013-11-03T18:10:20.631-08:00Proposal Usaha Toko Meubel Keramik Granit Marmer<!--[if gte mso 9]><xml>
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<![endif]--><span style="font-size: 12.0pt;">Keramik merupakan salah satu material bangunan yang
mempunyai nilai seni dan keindahan. Dimana setiap orang mempunyai selera warna,
corak dan motif yang berbeda-beda. Permintaan akan produk ini cukup tinggi
khususnya pada perumahan yang sedang dibangun. Biaya untuk keramik dalam
membangun rumah berkisar 5 % dari total nilai rumah, tergantung merek dan
jenisnya.</span>
<br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Atas survey kami ke beberapa daerah perumahan, kami
menemukan lokasi untuk membangun usaha Toko Keramik, Granit & Marmer yang
cukup bagus. Dimana lokasi tersebut dekat dengan beberapa perumahan yang sudah
jadi dan beberapa perumahan yang sedang dikembangkan dan juga yang akan
dibangun perumahan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Pada perumahan yang sudah jadi, persisnya didepan
perumahan tersebut sudah berdiri 2 toko bangunan yang cukup besar dan ramai
dikunjungi pembeli. Dimana mobil pengangkut material bangunan tidak
henti-hentinya mengantar pesanan pembeli.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-size: 12.0pt;">Pada
lokasi tersebut belum ada yang membangun Toko Keramik, sedangkan keramik yang
ada ditoko bangunan hanya jenis standard dan dapat dikatakan bukan sebagai
saingan.</span></div>
<div class="MsoHeading9" style="margin-top: 12.0pt; tab-stops: .5in;">
<span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; mso-bidi-font-weight: bold; text-transform: uppercase;">I.<span style="mso-tab-count: 1;"> </span>KEPEMILIKAN
DAN Pengurus Usaha</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 14.2pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Pemrakarsa</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan latar belakang yang seperti diceritakan diatas,
maka saya merencanakan membangun usaha Toko Keramik, Granit & Marmer.
Mengingat keterbatasan dana dalam membangun usaha tersebut, saya bermaksud mengajak
rekan-rekan untuk bermitra membangun usaha tersebut dan juga pada bank untuk meminjamkan
dananya dalam rangka untuk menutupi kekurangan dana investasi tersebut.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt; tab-stops: 21.3pt;">
<b><u><span style="mso-bidi-font-size: 12.0pt;">Kepemilikan Usaha</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Usaha Toko Keramik, Granit & Marmer ini
merupakan usaha perorangan, dimana pengurus usaha adalah anggota keluarga
terdekat:</span></div>
<div class="MsoNormal" style="margin-right: 2.25pt; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Pemilik /
Pimpinan Usaha<span style="mso-tab-count: 1;"> </span>: Zulkarnain.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; tab-stops: 2.0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Dibantu oleh<span style="mso-tab-count: 1;"> </span>: 2 orang karyawan</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Riwayat hidup pemilik.</span></b><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Saat ini saya telah
memiliki sebuah Toko Keramik, Granit & Marmer dilokasi yang dipimpin oleh
istri saya, sedangkan yang mengurus usaha ini adalah saya sendiri. Untuk lebih
jelas tentang riwayat hidup atau <i style="mso-bidi-font-style: normal;">Curriculum
Vitae</i> (CV) saya, maka saya lampirkan dalam proposal ini.</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u>Modal Usaha</u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Modal dasar usaha dan telah disetorkan sebesar Rp 14.821.000
(Empat belas juta delapan ratus dua puluh satu ribu rupiah).</span></div>
<div class="MsoHeading9">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Surat-Surat Izin</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat-surat izin dan referensi yang telah dimiliki
dan Photo Copinya dilampirkan dalam proposal ini adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 17.85pt; margin-right: 2.25pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -17.85pt;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> izin Domisili</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Surat</span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"> Kawin</span></div>
<div class="MsoNormal" style="margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu keluarga</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l1 level1 lfo1; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">-<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Kartu tanda penduduk (KTP)</span></div>
<div class="MsoHeading9" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.25pt; margin-top: 12.0pt; tab-stops: .5in;">
<b><span style="font-family: "Arial Black","sans-serif"; font-size: 14.0pt; text-transform: uppercase;">II.<span style="mso-tab-count: 1;"> </span>Pemasaran</span></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Produk dan Segmentasi Pasar.</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Yang dimaksud usaha Toko Keramik, Granit &
Marmer adalah menjual material yang digunakan untuk lantai, dan dinding
bangunan.</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<span lang="FR-CA" style="font-size: 12.0pt; mso-ansi-language: FR-CA; mso-bidi-font-size: 10.0pt;">Sedangkan segmentasi
pasar usaha ini ditargetkan pada 2 segmentasi pasar, yaitu:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Perumahan Baru, </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: .25in; margin-right: 2.15pt; margin-top: 0in; mso-list: l0 level1 lfo2; tab-stops: list .25in; text-align: justify; text-indent: -.25in;">
<span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Perumahan Lama untuk
Renovasi</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; margin-left: 0in; margin-right: 2.15pt; margin-top: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt; mso-bidi-font-size: 10.0pt;">Permintaan</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Informasi yang kami peroleh dari beberapa kontraktor
yang sedang membangun rumah disana, mereka mengatakan bahwa kebutuhan material Keramik
berkisar <b style="mso-bidi-font-weight: normal;">5%</b> dari total biaya
pembangunan rumah disana </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sedangkan Informasi yang kami peroleh tentang omset
penjualan toko bangunan / material dari salah satu karyawan toko tersebut
ketika kami ajak bicara pada saat ia tidak bertugas (malam hari) mengatakan
historical permintaan / omset penjualan toko bangunan selama 5 bulan kebelakang
adalah lihat table, sedangkan untuk toko bangunan satu lagi hampir sama.: </span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Sehingga perkiraan omset penjualan Toko Keramik,
Granit & Marmer adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"></span></div>
<a name='more'></a><br />
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Historikal data omset penjualan toko tersebut 5 bulan kebelakang
adalah:</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 4;"> </span><span style="mso-tab-count: 5;"> </span><span style="mso-tab-count: 2;"> </span>Rp 000</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" width="92"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" width="124"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Omset Penjualan (<b style="mso-bidi-font-weight: normal;">Pertoko</b>)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" width="132"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Total Omset Penjualan (K<b style="mso-bidi-font-weight: normal;">edua Toko</b>)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Porsi Omset Penjualan Batu Alam</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Omset Penjualan Batu Alam</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Historikal:</span></u></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-(-4)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">150.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">300.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">15,000,000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-(-3)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">180.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">360.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">18,000,000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-(-2)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">210.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">420.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">21,000,000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-(-1)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">260,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">520.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">26,000,000</span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-(0)</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 93.05pt;" valign="top" width="124"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">270,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="top" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b><span style="font-size: 12.0pt;">540.000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">5.00%</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 98.9pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-family: "Arial","sans-serif";">27,000,000</span></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Diperkirakan omset tersebut akan naik terus, karena
dibelakang perumahan tersebut sedang bangun juga perumahan-perumahan baru
(perluasan).</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><u><span style="font-size: 12.0pt;">Ramalan
Permintaan;</span></u></b></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;">Dengan menggunakan persamaan Fungsi Linier didapat
proyeksi ramalan permintaan (lihat program ramalan dalam CD):</span></div>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<span style="font-size: 12.0pt;"><span style="mso-tab-count: 3;"> </span><span style="mso-tab-count: 6;"> </span><span style="mso-tab-count: 1;"> </span>Rp</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" width="92"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" width="148"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Total Omset Penjualan Toko
Bangunan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="top" width="156"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">Porsi
Penjualan Keramik, Granit, Marmer<br />
(%)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="top" width="138"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">Omset
Penjualan Keramik, Granit, Marmer<br />
(Rp)</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Proyeksi:</span></u></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="top" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="top" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="top" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<br /></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">620.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">31,000,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">684.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">34,200,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">748.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">37,400,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">812.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">40,600,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">876.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">43,800,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">940.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">47,000,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.004.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">50,200,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.068.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">53,400,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.132.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">56,600,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.196.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">59,800,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.260.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">63,000,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 13; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 68.95pt;" valign="top" width="92"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 111.05pt;" valign="bottom" width="148"><div align="center" class="MsoNormal" style="text-align: center;">
<span style="font-size: 12.0pt;">1.324.000.000 </span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 117.0pt;" valign="bottom" width="156"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">5.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 103.5pt;" valign="bottom" width="138"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">66,200,000</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoNormal" style="margin-bottom: 6.0pt; text-align: justify;">
<br /></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Pesaing</span></u></b></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<span style="mso-bidi-font-size: 12.0pt;">Pada lokasi usaha yang saya akan bangun belum ada pesaing atau yang
menjual Keramik, granit ataupun marmer. </span></div>
<div class="MsoBodyText3" style="margin-top: 6.0pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Peluang</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Atas dasar ilustrasi sebelumnya maka dapat kami proyeksikan permintaan omset
penjualan. Untuk tahap awal diperkirakan penjualan belum mencapai rata-rata
permintaan pasar, karena belum dikenal masyarakat. Tapi secara perlahan-lahan
akan mencapai rata-rata permintaan pasar.</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi omset penjualan akan seperti di dalam table ini</span></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;"><span style="mso-tab-count: 8;"> </span>Rp</span></div>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 480;">
<tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" width="91"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" width="137"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Proyeksi Omset Penjualan</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">(Peluang)</span></b></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="top" width="108"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;">Bagian Pasar diperoleh</span></div>
<div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<span style="mso-bidi-font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span>(%)</span></div>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" width="132"><div align="center" class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 12.0pt;">Peluang
yang didapat</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-1</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">31,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">75.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">23,250,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-2</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">34,200,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">85.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">29,070,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-3</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">37,400,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">90.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">33,660,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-4</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">40,600,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">95.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">38,570,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-5</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">43,800,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">43,800,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-6</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">47,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">47,000,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 7;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-7</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">50,200,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">50,200,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 8;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-8</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">53,400,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">53,400,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 9;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-9</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">56,600,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">56,600,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 10;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-10</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">59,800,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">59,800,000</span></b></div>
</td>
</tr>
<tr style="height: 14.35pt; mso-yfti-irow: 11;">
<td style="border-top: none; border: solid windowtext 1.0pt; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-11</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">63,000,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; height: 14.35pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">63,000,000</span></b></div>
</td>
</tr>
<tr style="mso-yfti-irow: 12; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: .95in;" valign="top" width="91"><div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Bulan-12</span></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 102.6pt;" valign="bottom" width="137"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">66,200,000</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 81.0pt;" valign="bottom" width="108"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif";">100.00%</span></b></div>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 99.0pt;" valign="bottom" width="132"><div align="center" class="MsoNormal" style="text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12.0pt;">66,200,000</span></b></div>
</td>
</tr>
</tbody></table>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<br /></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<b style="mso-bidi-font-weight: normal;"><u><span style="mso-bidi-font-size: 12.0pt;">Porsi, Margin, dan Harga
Jual</span></u></b></div>
<div class="MsoBodyText3" style="tab-stops: 21.3pt 130.5pt;">
<span style="mso-bidi-font-size: 12.0pt;">Perkiraan Margin , dan Omset penjualan adalah</span></div>
<br />
<div style="text-align: left;">
<br /></div>
<div style="text-align: left;">
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